Let's move on to

Let's move on to Andrew's question. He says,

What do we do if our Y conflicts with the food?

I don't know my exact retirement number,

but I'm 50 years old.

I have 1.7 million in an IRA, 830K in my house equity, and steps 1 through 4 of the

FU are covered. But if I spend more on steps 5 and 6, I'll spend less money for my kids which is my why.

What do you think?

Well I think there's a little misunderstanding there on, you know, and Bo, we talk about this all the time,

I mean, because the analogy is perfect, is that when you get on that flight, they tell you, hey, you know, if this thing starts going down,

make sure you put the oxygen on your nose first before you take care of the kids because you've got to be of sound mind to get through the craziness and I think that that's true with your finances as well.

There's so many books, I mean so many stories out there.

I even I was talking about this for years and then

what do you know the New York Times doesn't have an actual article on it of talking

about this growing trend of retirees that are just moving into their kids

basements, not because they wanted the benefits of an extended family, but because there is a growing

older generation that just gets to retirement and we're working on the Networth show right now.

So we know that this is the default for a lot of Americans out there.

And they're just broke as a joke and they don't you know and so they have to not out of like I said the

the benefits of having multiple generations living together but because you just can't take care of yourself, you go and

you say, hey, you know all those years that I loaded you up with the best vacations, that you

probably thought we had a little jingle in the bank because, you know, I drove nice cars.

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