How Matt and Abby Went From Broke College Kids to “Unplanned” Influencers

Smart Money Happy Hour with Rachel Cruze and George Kamel

Ramsey Network

Business

4.9 • 2.8K Ratings

🗓️ 25 September 2025

⏱️ 59 minutes

🔗️ Recording | iTunes | RSS

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Summary

💸 Want to see how fast you can pay off your house? Use our FREE Mortgage Payoff Calculator. Matt and Abby from The Unplanned Podcast join Rachel and George to reminisce on early married life working the Ramsey plan, dancing through their pandemic TikTok success and so much more. Next Steps: 🎥 Watch our video Baby Q&A: Costs, Essentials and Honest Advice. 🍸 Follow Smart Money Happy Hour on TikTok: @smartmoneyhappyhour. 📱 Submit a Guilty As Charged question for Rachel and George! Leave us a voicemail with your question at 877-306-1517 or send a DM to @rachelcruze or @georgekamel on Instagram! Be sure to type “GUILTY?” at the top of your message so we don’t miss it. 💵 Create a budget and track expenses with EveryDollar. Connect With Our Sponsors: Check out the FAIRWINDS credit union exclusive account bundle. Get 20% off when you join DeleteMe. Get up to 40% off with code SMARTMONEY at Cozy Earth. Today’s Happy Hour Special: 🥃 Moscow Mule Mocktail Recipe: Mallory the Dietician 1/2 cup light ginger beer 1/4 cup sparkling water or soda water 2 tablespoons lime juice 1 teaspoon fresh mint, muddled Ice cubes Instructions: Pour the ginger beer, squeeze of lime juice, and sparkling water or soda water in a glass over ice and give it a good stir. Garnish with a slice of lime and fresh mint and enjoy! Explore More From Ramsey Network: 💡 The Rachel Cruze Show 💰 George Kamel 🎙️ The Ramsey Show 💸 The Ramsey Show Highlights 🧠 The Dr. John Delony Show 🪑 Front Row Seat with Ken Coleman 📈 EntreLeadership Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0	Matt and Abby from the unplanned podcast are here,
0:08.3	and oh boy, do we have a wonderful show planned for you today.
0:11.4	I think I'm more than Saber.
0:13.9	Could you actually put a couple of shots in this street right now?
0:16.5	We are going to live like no one else so we can live like no one else.
0:19.5	And it's freaking work, baby.
0:26.4	Hey guys, I'm Rachel Cruz.
0:27.9	I'm George Camel.
0:28.8	I'm Matt.
0:29.4	And I'm Abby.
0:30.3	And this is Smart Money Happy Hour.
0:33.7	Cheers.
0:38.6	Well, this is the show where two friends who happen to be money experts talk about what you're talking about.
0:42.9	So everything from pop culture, current events, and money.
0:45.3	And before we get to the riveting conversation, which I know will happen, we've got to talk about what we're sipping on.
0:50.1	This is a Moscow mule moktail, a mule, if you will.
0:53.9	And we're going to give you the rating and reveal the cost per glass at the end of the episode. So stick around for that. Guys, welcome. Thank you for having us. You know, we have many guests on this specific podcast. We're trying to get more and more. But y'all are our first, I think. Non-Ramsy guests. Yes. What in honor? I know.
1:11.2	Wow.
1:11.5	So I'm so glad you're here.
1:28.7	Very cool. So make it go well. Okay. We'll try our best. Fantastic. No, it's going to be so great. Okay. Yeah, I'm so pumped for, I'm sure a lot of our audience knows who you guys are. but for those who don't, kind of give us a little backstory.
1:28.7	Who are y'all about? knows who you guys are. But for those who don't, kind of give us a little backstory.
1:30.5	Who are y'all about?
	...

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