Congratulations, America. We did it again. The majority of us can't come up with a thousand dollars.

Brun, I am so excited about this topic, but I'm not excited about that.

Nobody gets excited about that. This is what I'm excited about. I'm excited because I think we can change it.

I think we have a meaningful opportunity here at the Money Guy Show to change this statistic

that we see year in and year out and year in and year out about how bad the average American is

with money. So I'm excited at the opportunity to change this awful statistic.

Well, it got to be an internal joke around here because for the last, I'd say month and a half,

I would ask Daniel, I'd be like, dang, it's a new dad out. It's the new dad of the published.

Because Bank rate has been publishing every year since 2015, how many Americans struggle to come

up with a thousand dollars. And this is fascinating to me. So it's one of those things where I wanted

and we put it up on the screen here. You can see consistently, America is around 60%.

Meaning 60% of Americans struggle to come up with a thousand dollars, meaning only 40%

are above that number. That's why when we do levels of wealth, guys, if you have a thousand dollars,

you are better than the majority of Americans. That's a sad state of affairs. So I've been asking,

Daniel, I want to know at the end of 2022, what is going on in America? And look, we were taking

odds on it. I actually thought because of the downturn, the number was got pop well above 60%

because you can see it wasn't too long ago. 2016. It was 63% 2015, 62, even as close as 2021,

it was at 61%. But then last year, we are 56%. And I put, I put a lot of that thinking that

post pandemic, you know, some of that money, because I know that savings rates went up during

the pandemic. Credit card debt went way down during the pandemic. I was thinking that this was the

year that maybe things changed, but both give them the big reveal. Here is what we know with a new

number. This is from Bay Great as of January 2023, 57% of Americans have less than a thousand dollars

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