I've been an extreme spender, I've been an extreme saver, and the happy medium that I've

created finally throughout all these years is called the 10-year rule.

And this is going to directly impact what I buy and what I don't buy.

Here's how it works.

Welcome to the Action Academy podcast.

Stand back while I celebrate freedom.

The show where we help you achieve financial

independence with the mindsets, methods, and actionable steps from guests who've already earned

their freedom. The flags of freedom fly. Choose to do what you want. With who you want. With who you want. What you want. With who you want.

With who you want.

When you want.

When you want.

With another episode today.

Now, here's your host, Brian Lubin.

What is up?

Action Academy family.

This is your host, as always, Brian Lubin. Coming to you with the mindsets, the methods, and the actionable steps on here today. As you can see by the title, the 10-year rule, which is how I choose what to spend money on and what to not spend money on.

So as always, we're going to start with the concept of the 10-year rule, and then we'll provide

context with a real-life story. So here's where the concept came from. I've been on both sides

of the money equation. I've been on a spending side where I had no budget and I just blindly

threw money wherever I wanted to. And I've been on the extreme savers side where I was saving

70 plus percent of my income. Everything was budgeted, bucketed, and I had spreadsheets that were

...