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From KQED.

From KQED in San Francisco, this is Forum. I'm I'm Ena Kim. Cryptocurrencies, Bitcoin, and Ethereum have lost about half their value since the first of the year, and Dogecoin has fallen by more than 90% since its peak in 2021.

Wealthy and early crypto investors have weathered the downturn, but smaller players have fared less well, revealing what New York Times reporter David Yoffie Bellany calls a yawning divide between them.

We'll talk about the crypto collapse, and we want to hear from you.

If you're a crypto investor, how has the downturn affected you?

Forum is next after this news.

Thank you. How has the downturn affected you? Forum is next after this news.

Welcome to Forum.

I'm Mina Kim.

One in five Americans has traded, invested in, or used cryptocurrencies, according to an NBC news poll in March, including half of men aged 18 to 49, and a larger proportion of black Americans than white consumers. But cryptocurrencies have lost $2 trillion in value since their peak late last year. And that's meant hardship for many ordinary investors. Here to explain what's happening. Is David Yafi Bellany, a reporter with the New York

Times, where he covers cryptocurrencies and financial technology? Welcome, David.

Thanks for having me. Really glad to have you.

Can you start by just giving us a quick reminder of what cryptocurrencies are, what their appeal has been?

Sure.

...