How Does a Money Nerd Think About "Romance"? (SB1644)
The Stacking Benjamins Show
Joe Saul-Sehy and Josh ‘OG’ Bannerman, CFP
4.4 • 2K Ratings
🗓️ 14 February 2025
⏱️ 54 minutes
🧾️ Download transcript
Summary
Love is in the air—and so are overpriced flowers, extravagant dinners, and some serious credit card regrets. In today’s episode, we tackle the financial pressure of Valentine’s Day and show you how to keep the romance alive without setting your wallet on fire.
Joining us are financial pros Jesse Cramer, Sarah Catherine Gutierrez, and Len Penzo, who help us break down:
- The shocking reality of Valentine's Day spending – Who’s dropping the most cash, and is it really worth it?
- Avoiding post-holiday financial heartbreak – Strategies to celebrate without swiping yourself into debt.
- Creative alternatives to overpriced traditions – Ditch the $200 steak dinner and try these fun, budget-friendly ideas instead.
- The cost of love – From babysitting fees to restaurant markups, where is your money really going?
- Romantic gestures that don’t break the bank – Because a handwritten note might just score you more points than a last-minute gas station bouquet.
- The key to financial harmony in relationships – Talking money before someone drops a fortune on a gift they think you’ll love (but don’t).
- Listener tips and budget-friendly adventures – Stackers share their best ideas for a Valentine’s Day that’s memorable and affordable.
Plus, we’ve got trivia, technical mishaps (because what’s love without a little chaos?), and some surprise financial wisdom that might just save your next date night.
Stack your love life and your Benjamins—tune in now!
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Transcript
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| 0:00.0 | In a world where overspending, debt, and keeping up with the Joneses rules us all, |
| 0:10.0 | where the voices from the merchants, and credit companies lured over the common man. |
| 0:17.0 | Out of the darkness, like a beacon of hope, comes a new voice, a voice that's rich and creamy, |
| 0:24.1 | like your favorite butter, and delicious, like cheeseburger pizza on your diet cheat day. |
| 0:31.5 | It's the Stacking Benjamin Show. |
| 0:39.7 | Live from the basement of the YouTube headquarters, |
| 0:43.3 | it's the stacking Benjamin show. |
| 0:49.9 | I'm Joe's mom's neighbor, Doug, and on today's show, we're talking love. |
| 1:00.9 | What lights up a money geek more than Barry White and a nice crisp rosé served next to a roaring romantic fire? |
| 1:08.4 | We'll find out. |
| 1:09.7 | And we'll also discuss a recent study on Valentine's Day spending that definitely does not light us up. |
| 1:16.6 | How do you get out of Valentine's Day with your wallet intact? |
| 1:20.1 | That's today's topic. |
| 1:21.8 | But that's not all because at the halfway point of today's discussion, I'll fire up my |
| 1:26.4 | Valentine's Day trivia love shot. Who's going to of today's discussion, I'll fire up my Valentine's Day |
| 1:27.8 | trivia love shot. |
| 1:29.7 | Who's going to win today's contest? |
| 1:32.1 | We'll see. |
| 1:33.5 | And now, a guy who's a pro at the sexy talk, |
| 1:36.7 | like when he says the only thing more powerful than love |
| 1:39.5 | is a Roth IRA started at the age of 18. |
| 1:43.0 | Oh, Joe, take me to better lose me forever. |
... |
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