Let's answer some questions and hey, Reeves, can I give away some of these tumblers?

All right, let's do that.

It's Brian Preston, the money guy, restoring order to your financial chaos, retirement,

investing, taxes.

You've got financial questions, he's got financial answers.

It's Brian Preston, the money guy.

I've heard you say before you outgrow target date funds at critical mass.

Is that age dependent?

For instance, are they good enough if I have 30 years until retirement?

Can I just use the targeted index retirement funds?

Yes, I mean, look, I'm going to go a little deeper because I hate answers to their one

word.

Like when do you shift it?

It's complex.

Because she said is it age?

No, it's not age is complexity because it's no different guys.

I come from a public accounting background, so tax preparation and other things.

I have no problem when somebody tells me they're do it yourself or use turbo tax or

things like that.

There's a lot of resources out there, but eventually you get so complicated that you need

to get a professional's help to make.

Because you just don't know what you don't know.

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