How Do You Know When You Should Refinance?

The Ramsey Show Highlights

Ramsey Network

Self-improvement, Education, Investing, Business

4.6 • 682 Ratings

🗓️ 1 March 2025

⏱️ 4 minutes

🔗️ Recording | iTunes | RSS

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Summary

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Transcript

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0:00.0	Brought to you by the Every Dollar app. Start budgeting for free today.
0:06.7	You know, George, before we get to the phones, I thought it might be fun to talk nerdy.
0:11.1	You know I love talking nerdy.
0:12.8	I mean, you talk nerdy is about as well as anybody I know.
0:16.9	Well, you know more big words than anyone I know. So we both relate in that way.
0:21.7	And so this is a fun little segment where George nerds out on the fine print, if you will,
0:27.3	as the former host of the fine print, do you still do those?
0:30.7	You don't do those.
0:31.1	No, I miss it.
0:31.7	We kind of switched it up when did my YouTube channel, which is a version of the fine print podcast.
0:36.3	But it's the same thing. I want to
0:37.5	break down these money concepts that can feel overwhelming, complicated. I never fully understood
0:44.3	it. And I want to break it down quickly for the benefit of the people listening and watching.
0:48.3	I can't wait. What is the topic today? Refinancing. So you've heard of financing. We're talking about it.
0:54.7	We're refinancing.
0:56.1	Coming back to the table.
0:57.6	Boo-ya.
0:58.2	Okay.
0:58.6	And we're going to specifically focus on refinancing a mortgage.
1:01.6	Okay?
1:02.1	So if you bought a home when interest rates were high, you may be wondering if refinancing might save you some money.
1:07.3	Uh-huh.
	...

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