How Do You Explain Good Money Habits to Newbies?
The Stacking Benjamins Show
Joe Saul-Sehy and Josh ‘OG’ Bannerman, CFP
4.4 • 2K Ratings
🗓️ 8 December 2023
⏱️ 64 minutes
🧾️ Download transcript
Summary
What's the best safe withdrawal rate for your retirement plan? What the heck is a safe withdrawal rate? On today's special roundtable discussion, we dive into the deep end of this important topic: understanding what you're investing in, what different financial terms mean, and if they're important for you. We're thrilled to welcome our special guest, Bernadette Joy, to our roundtable panel. She's the force behind Crush Your Money Goals, a money media company to serve up fun and practical educational content. Our own OG joins her at the card table, along with Len Penzo, creator of the award-winning blog LenPenzo.com.
In our second part of our discussion, sponsored by DepositAccounts.com, we dive into each of our roundtable contributor's favorite pieces of basic and advanced get-out-of-debt advice.
Stay tuned for the next chapter in our year-long trivia contest. Doug brings the trivia suspense with an 'Ol Blue Eyes-infused trivia question. Will Bernadette keep Paula in the running for the year-end trophy, or will OG or Len put it out of reach? Listen and find out!
FULL SHOW NOTES: https://www.stackingbenjamins.com/fri-roundtable-basic-vs-advanced-advice-1446
Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at https://www.StackingBenjamins.com/201
Enjoy!
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Transcript
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| 0:00.0 | All get along for Hartica, so drink your Yeager, Babbacca |
| 0:05.0 | and smoke your medical chronicia |
| 0:08.0 | with your every, happy, happy, happy, happy, happy, happy, happy, happy, happy |
| 0:16.0 | happy, happy, happy, happy, happy, happy, happy, happy |
| 0:17.0 | happy, happy, happy, happy hardoica Happy honor Bye |
| 0:21.6 | Live from Joe's Mom's Basement |
| 0:33.0 | at the Stacking Benjamin Show |
| 0:36.0 | The It's the Stacking Benjamin Show. |
| 0:49.3 | I'm Joe's mom's neighbor, Doug, and today, when you're giving people advice, |
| 0:55.5 | what's the difference between what you tell beginners versus what you share with more advanced financial savers. |
| 1:03.1 | Today, we'll ask our roundtable team featuring financial independence coach Bernadette Joy and her microphone. |
| 1:09.6 | And joining her from this podcast, it's the man with a financial plan, OG. |
| 1:13.4 | And finally, fresh off her amazing Thanksgiving halftime show appearance, it's Dolly Parton. That's just Len Penzo, but don't worry, |
| 1:19.4 | he's still wearing the cheerleader outfit. And that's not all halfway through the show. |
| 1:24.3 | I'll share my extorting trivia question. Extortioning? Extortioning. We're going |
| 1:29.4 | with that. And now, a guy who couldn't be bribed to stop bringing you the best personal finance |
| 1:35.1 | advice, it's Joe Saul C-Hi. Who would want to do that? |
| 1:44.6 | Who would want a suboptimal advice? |
| 1:47.1 | Hey, everybody. |
| 1:48.0 | I am Joe Salsi. |
| 1:49.0 | I have a Joe Money on Twitter, on X, on threads, on whatever, name the social channel. |
| 1:54.3 | But we are there. |
... |
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