This is the Ramsey Call of the Day, part of the Ramsey Network.

Glenn is with us. Hey, Glenn, how are you?

You're doing great, Dave. Thanks for taking my call. I really appreciate all you do.

You too, sir. How can we help?

Our family's been very blessed in that our children are registered with, through my wife,

are part of a Native American tribe. And so they pay money into, I guess it's kind of a

trust fund for them that they can't access to their 18 and then they disperse it for a few

years after that.

We have seven children, and they're all registered, so my approximations, the oldest is 16

right now, and my estimates are that when they turn 18, it'll be in the neighborhood of about

$250,000 to put each beginning.

Each.

So, each correct, yeah.

So my question for you was, I mean, I have some ideas, but I wanted your opinion on what

kind of things should we be doing in the home to teach them about money now as well as

make sure that once they get it, they don't squander it because we know a lot of other

people that are in the same boat and, you know, they buy cars and end up in a ditch in a few years, and, you know, it can be pretty,

it's pretty sad. I know it's not $10 million, but to us it's pretty substantial.

It is substantial. It is, and this happens a lot, and we've worked with a lot of tribal

situations because the money has turned out to not be a blessing

because it's caused people, as you said, to fall into addiction, to fall into a lack of

a work ethic because they think they've got it made without working because they're on the

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