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Scott is in Bowling Green up next.

Scott, what's going on?

Hey, George.

Rachel, how are you all today?

We're wonderful. How can we help you? I am completely debt-free. Woo. Yeah, you are. Great job. Baby Step 7, paid off house? Paid off house, yes, sir. Oh, everything. Oh, my gosh. I can could tell in his voice he had an ease and like

he was kind of flexing like he's like i am debt free how old are you i am 65 years old

wonderful good for you okay what's your question today um i'm at that point so you know well

let me go back i do have to replace some money back into my

fully emergency fund, I'm fully funded the emergency fund. Okay. Because I pulled that out to pay

the house off about $12,000. So, nice. Anyways, a little over $12,000. But my fully funded emergency fund is my goal is $50,000 there. And I've got about,000. But my fully funded emergency fund is my goal is 50,000 there, and I've got about

25 into it right now. So I've got to put 25 more into it, and I'm completely out. So a couple

things here. My questions are at this point, which I've already got a traditional IRA

that has about 214, $215,000 in it, and I've got two mutual funds. It's probably about $36,000 in that.

I want to be able to go in to put more money into mutual funds. I think from, you know, the total money like over there was something about a high cap, low cap, mid cap, and a foreign cap or a foreign mutual fund.

Yep.

And I want to learn more about that. And then also put some, I guess, part of that $50,000 into a high-yield interest savings account.

Yeah.

Is that, are these the smart moves that I need to make?

And also, I want to look at maybe doing a Roth IRA to kind of balance out the taxable versus a non-taxable.

Yeah, I would be focused on those retirement accounts right now, you know, taking advantage

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