Please stay tuned for important disclosure information at the conclusion of this episode.

Here's what to head on this week's Investing Insights. Target Date funds offer an easy way to save for retirement.

Hear why Vanguard's Target Date series is considered a safe option, but not the best.

Plus, the owner of Cash app pushes back against a short seller's claims that is built on fraud,

and the head of Morning Star's electric vehicle committee shares his EV supply chain stock

picks. This is Investing Insights. Welcome to Investing Insights. I'm your host, Ivana Hampton, and let's get started with a look at the Morning Star headlines.

Pendenberg Research has made several claims against Block and a new report. The short seller says Block's

cash at business has been built through fraud and that the platform is being used to perpetrate criminal activity.

Morningstar has reviewed the report and finds the claims largely anecdotal.

More potentially troubling are claims that Block is not only aware of widespread fraud,

but is complicit in developing internal procedures and weak compliance measures that make it easy

to use the platform for fraud.

Pendenberg also claims that Block is inflating user metrics.

However, this allegation appears to rest almost entirely on claims from former Block employees.

Block released a statement saying it plans to, quote,

work with the SEC and explore legal action against Hindenberg research for the factually inaccurate

and misleading report. Morningstar is reiterating. It's very high uncertainty rating for Block.

The long-term economics of the cash at business are very difficult

to predict. A significant factor is that the regulatory framework for the peer-to-peer space is far

from settled. Morningstar is maintaining its $104 estimate of Block stock. Weaker stock and credit

markets are dimming the current outlook for T-Roe price. Its assets

under management dropped, nearly 25% in 2022. Investors pooled money from the firm's stock and bond

...