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Million Bazillion

How do stocks make money? (Part 2)

Million Bazillion

Marketplace

Kids & Family, News

4.63.3K Ratings

🗓️ 24 October 2025

⏱️ 6 minutes

🧾️ Download transcript

Summary

In the previous episode of “Million Bazillion,” listener Aditya wanted to know all about the stock market, and how people make money from stocks. So what happens when a kid actually decides to try it out? Well, today we’re going to hear Joshua’s investing story, in his own words, and what happened when he decided to invest money in the stock market instead of keeping it in the bank. Don’t worry! He didn’t do it alone. His dad helped every step of the way, because investing is serious stuff and should always involve a trusted grownup!


Transcript

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0:00.0

Hey, Million Bizzillionaires.

0:04.7

Earlier this week, we answered a question about how stocks make money.

0:08.6

Yeah, hope you like that episode and learn something from it.

0:11.7

Since you're also interested, we also wanted to share a story from a stock market fascinated listener who, with help and guidance from his grownups, tried out some stock market investing.

0:22.7

My name is Joshua. I live in California.

0:26.4

Before I started investing, my money wasn't really doing anything.

0:33.1

If I invest, I can get more interest than if I put my money in a bank.

0:41.3

Remember, banks pay you interest for keeping your money in a savings account.

0:45.4

But the amount of interest you can get at a bank is usually considered kind of on the modest side.

0:51.8

I'm not really saving up for anything in particular, but I'm saving up for an

0:56.6

opportunity to do something if, like, there is something I want to do. I wanted to invest.

1:03.9

This is grown-up stuff. When it comes to investing, you always need a trusted adult to help.

1:09.1

I made a deal with my parents, and then my dad said, well, you can either invest in a stock

1:16.0

or you could invest in a bank of dad.

1:21.5

The bank of dad?

1:22.8

So this isn't a real bank.

1:24.3

This is Joshua's dad, Michael, pretending to be a bank.

1:27.4

The bank of dad basically is saying however much more. isn't a real bank. This is Joshua's dad, Michael, pretending to be a bank.

1:35.0

The bank of dad basically is saying, however much money you put in the bank of dad,

1:40.1

at the end of the year, he'll give you like a guaranteed amount of interest.

1:43.8

Let's hear from Michael, Joshua's dad, about how this all came about.

1:47.7

I was pretty excited when Joshua asked me if he could invest his money.

...

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