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The Ramsey Show Highlights

How Do I Tell My Husband His Mom Is Holding Us Back Financially?

The Ramsey Show Highlights

Ramsey Network

Investing, Self-improvement, Education, Business

4.5840 Ratings

🗓️ 6 September 2025

⏱️ 8 minutes

🧾️ Download transcript

Summary

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Transcript

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0:00.0

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0:08.3

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0:11.1

So my question is, how do I tell my mother-in-law, or my husband, that my mother-in-law is holding us back financially?

0:20.4

She's 60 years old.

0:22.1

She doesn't work.

0:23.1

We pretty much pay for everything, her rent.

0:26.9

My husband has her car in his name, but she pays, like, the car note.

0:32.8

And she's constantly asking for money.

0:35.7

Like, at one point, she was asking me for money and telling me not to tell my husband.

0:40.4

Yikes.

0:42.0

Well, this is a pattern.

0:43.6

This has been happening for a long time.

0:46.4

Yes.

0:46.7

And he's in the past, maybe about 10 years ago, she actually lost her apartment, like, stopped

0:53.1

paying rent, lost it, and then had to move in with a friend. And so he's been taking care of her. Is she unwell? Is she sick? She's not sick. She does collect, like, a check from the government. I think it's only $1,000. Disability? Yeah, disability. Do you know what that was for? What's the nature of that?

1:11.6

I don't know.

1:12.4

Okay.

1:12.9

But nothing that you're seeing as a real issue to her working.

1:15.8

No, because I've seen her volunteer her time at like homeless shelters or like thrift stores.

1:22.4

And she'll tell me, oh, I volunteered my time.

1:24.3

And they gave me a discount on X, Y, and Z.

1:27.0

She's on the verge of being in a homeless shelter.

...

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