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The Ramsey Show Highlights

How Do I Talk to My Girlfriend About My Debt?

The Ramsey Show Highlights

Ramsey Network

Self-improvement, Education, Investing, Business

4.6682 Ratings

🗓️ 11 January 2022

⏱️ 4 minutes

🧾️ Download transcript

Summary

The Ramsey Call of the Day is a quick, daily dose of advice on life and money in under ten minutes. Hear from experts like Dave Ramsey, Ken Coleman, Rachel Cruze, Christy Wright, Dr. John Delony, and George Kamel. Part of the Ramsey Network. Delivered to you five days a week. Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0

This is the Ramsey Call of the Day, part of the Ramsey Network.

0:10.7

All right, Josh is in Atlanta, Georgia.

0:12.6

Josh, welcome to the Ramsey Show.

0:15.6

Hi, thanks so much for taking my call, Jordan, Rachel.

0:18.0

Sure. How can we help?

0:20.7

So I'm calling in today because I have a girlfriend for, we've been dating for a little over a year now,

0:27.6

and I'm actually, I guess, I would say a reluctant Ramseyite, and that I've known about Dave and you all for a number of years.

0:36.6

At any rate, I recently purchased a home and basically want to get Gavelleck and intense with,

0:44.0

I'm on Baby Step 2.

0:45.0

I only have $1,000.

0:47.0

Emergency fund.

0:48.2

My question is, I recently signed up in January is coming up a live financial peace university that I'll be attending.

0:56.1

And I wanted to see if, I guess my question is, I'm nervous about, I thought my girlfriend about it and she wants to do it with me.

1:05.5

I'm about $150,000 in debt plus my house.

1:10.5

She is debt free.

1:12.3

And I guess my question is kind of where, I guess, when should we, you know,

1:17.3

when is it appropriate for us to sit down and talk money?

1:19.5

And I can kind of hear Dave saying like, oh, well, you need to get married yesterday.

1:23.5

And I guess my, I'm also kind of nervous like, okay, well, like, I need to save her ring or try to get under debt for that.

1:31.0

Are you guys living together?

1:32.5

That's what I'm calling on.

1:33.7

We are not.

...

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