This is the Ramsey Call of the Day, part of the Ramsey Network.

Erics and Phoenix.

Hi, Eric. How are you?

How are you guys doing today?

Great. What's up?

Hey, listen, Dave, the question that I have for you is, um, uh, my wife and I were very financially

stable. We are not in debt. The only debt we have is our home. Um, we donate a lot of money to,

to charities and, um, try to be philanthropic and follow, you know, the past.

But my mom, I'm a single child from the product of a single mom.

And my stress is that, you know, she doesn't really have savings.

She still works at 78.

She's an artist, and they don't call them starving artist

for any other reason that they're starving. So the question that I have is, do you set money

aside knowing you're going to have to help them? Do I scale back on giving to nonprofits and my wife runs a food bank? So do we scale back on

that and put money aside knowing that something is, we'll have this in the future. And I don't

know how far in the future, but at some point.

Yeah, this is hard.

I mean, this is one of those things where I like that you're asking the question, Eric,

because it shows that you want to be intentional.

And I would love to tell you that there's a formula of here's exactly how you handle these family relationships and giving.

But that's more unique to each person, each family situation,

and even your values with you and your spouse.

...