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The Ramsey Show Highlights

How Do I Stop Keeping Up With My Friend's Lifestyle?

The Ramsey Show Highlights

Ramsey Network

Self-improvement, Education, Investing, Business

4.6682 Ratings

🗓️ 9 December 2023

⏱️ 6 minutes

🧾️ Download transcript

Summary

Today's episode features Rachel Cruze & Ken Coleman. The Ramsey Show Highlights is a quick, daily dose of advice on life and money in under ten minutes. Hear from experts like Dave Ramsey, Ken Coleman, Rachel Cruze, Dr. John Delony, George Kamel & Jade Warshaw. Part of the Ramsey Network. Delivered to you seven days a week. 💸 Budget for free with EveryDollar: Click Here Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0

Brought to you by the Every Dollar app. Start budgeting for free today.

0:06.0

We got Josephine in, is that Vermont?

0:09.0

Hey Josephine, welcome to the show.

0:11.0

Hello, how are you?

0:13.0

We're doing great. How can we help?

0:15.0

So I have a question about avoiding lifestyle drift as my income goes up.

0:24.3

I am very frugal because I would love to be able to not work past the age of 50.

0:33.5

And I'm on track for that as long as I sort of freeze my spending where it is now.

0:42.3

And I'm always sort of torn because I also would like to live a little better sometimes.

0:49.5

Can I jump in, Josephine?

0:51.5

Can I jump in really quick?

0:52.7

Because I think for our audience, this will be interesting. Are you a part of the fire movement, or at least on the fringe of the

0:59.5

financially independent retire early? Is that what I'm hearing? No. I mean, I know what

1:05.3

you're talking about, but my concern, I mean, my motivation is more that my dad died when it was 54.

1:12.2

And I work really hard, and I would love it to be optional at least.

1:20.5

You know, maybe I'll work longer, but...

1:23.4

But it feels like you're at the point now where you've got a touch of that movement in you where you're working so hard.

1:28.9

You just want to enjoy a little bit of life. And I just wonder if there's not maybe loosen the belt one or two notches.

1:35.8

Sorry for that man metaphor there. But it's like you're living so tight and you're squeezed with your time because of the money issue and the work issue. And I just wonder

1:46.1

if you can still retire at a young age, but also enjoy life a little bit. I wonder, what are you

1:54.1

missing? What would you say to Rachel and I, I wish I could do this every once in a while? What's being

1:59.3

sacrificed? Well, I mean, really nothing.

...

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