4.6 • 682 Ratings
🗓️ 9 December 2023
⏱️ 6 minutes
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0:00.0 | Brought to you by the Every Dollar app. Start budgeting for free today. |
0:06.0 | We got Josephine in, is that Vermont? |
0:09.0 | Hey Josephine, welcome to the show. |
0:11.0 | Hello, how are you? |
0:13.0 | We're doing great. How can we help? |
0:15.0 | So I have a question about avoiding lifestyle drift as my income goes up. |
0:24.3 | I am very frugal because I would love to be able to not work past the age of 50. |
0:33.5 | And I'm on track for that as long as I sort of freeze my spending where it is now. |
0:42.3 | And I'm always sort of torn because I also would like to live a little better sometimes. |
0:49.5 | Can I jump in, Josephine? |
0:51.5 | Can I jump in really quick? |
0:52.7 | Because I think for our audience, this will be interesting. Are you a part of the fire movement, or at least on the fringe of the |
0:59.5 | financially independent retire early? Is that what I'm hearing? No. I mean, I know what |
1:05.3 | you're talking about, but my concern, I mean, my motivation is more that my dad died when it was 54. |
1:12.2 | And I work really hard, and I would love it to be optional at least. |
1:20.5 | You know, maybe I'll work longer, but... |
1:23.4 | But it feels like you're at the point now where you've got a touch of that movement in you where you're working so hard. |
1:28.9 | You just want to enjoy a little bit of life. And I just wonder if there's not maybe loosen the belt one or two notches. |
1:35.8 | Sorry for that man metaphor there. But it's like you're living so tight and you're squeezed with your time because of the money issue and the work issue. And I just wonder |
1:46.1 | if you can still retire at a young age, but also enjoy life a little bit. I wonder, what are you |
1:54.1 | missing? What would you say to Rachel and I, I wish I could do this every once in a while? What's being |
1:59.3 | sacrificed? Well, I mean, really nothing. |
... |
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