Hey, this is Daniel. Thanks for listening to DIY Money. If you haven't already, be sure to give us a five-star review on iTunes so your friends know that they can learn from the show. Also, follow us everywhere on social at DIY Money Podcast. If you haven't already, be sure to check out the video on YouTube. We've got some awesome bonus content there. Now,

enjoy the show. Welcome back, ladies and gentlemen, you're listening to another edition

of DIY money. Let's get right into it shall we no more bro talk today what do we

have bro talk for nothing nothing you don't want it i think i kind of want it let's go right into a

question thomas what do you got d i what's happening DIY bros my name thomas i live down at

Atlanta Georgia and my question pertains to just how i can stop being so cheap. I'm 24 years old. I'm a software engineer and I make roughly 130K. I realize that's pretty decent money for my age, yet I still fret on super small things. I feel like I follow all the DIY steps. I have $1,000 fast cash. I have emergency fund. I have a raw 401k if you work where I do 20% of my paycheck and I get a 7% match.

I max out my Roth IRA.

I have a Schwab account with different index funds that have performed terribly.

But hey, I keep buying the dip.

I even get tied to my church.

I feel like the only thing I don't do is I don't own a home,

but that's only because of the stage of life I'm in.

I'm just not quite sure if I'll be here in the next year or two, so it just doesn't make too much sense.

But when it boils down too, why do I worry about things like high gas prices or better yet?

I just can't let myself spend on things I enjoy like golfing on weekends, a nitro cold brew, a nice nice meal things of that nature even things I need like a pair of

basketball shoes it's just frustrating I'm tired of dealing with this I feel like y'all would have

some good advice for this one so with that love the show keep up the bro top let me tell you this

the order you do get more rules are going to try to get you to follow you just got to keep living man

li v I in oh Thomas Thomas try to get you to follow. You just got to keep living, man.

L-I-V-I-N.

Oh, Thomas.

Thomas, Thomas, man after my own heart.

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