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The Ramsey Show Highlights

How Do I Stay Motivated in the Baby Steps?

The Ramsey Show Highlights

Ramsey Network

Self-improvement, Education, Investing, Business

4.6682 Ratings

🗓️ 30 March 2022

⏱️ 8 minutes

🧾️ Download transcript

Summary

The Ramsey Call of the Day is a quick, daily dose of advice on life and money in under ten minutes. Hear from experts like Dave Ramsey, Ken Coleman, Rachel Cruze, Dr. John Delony, and George Kamel. Part of the Ramsey Network. Delivered to you five days a week. Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0

This is the Ramsey Call of the Day, part of the Ramsey Network.

0:10.8

Joining me today is Ramsey personality, Dr. John Deloney.

0:15.9

Arnell is with us to start off this hour in West Palm Beach, Florida.

0:20.5

Hey, Arnell, what's up?

0:22.3

Hi, Dave.

0:23.1

Hi, Dr. John.

0:24.4

How are you both?

0:25.3

Better than we deserve, brother.

0:26.6

What's up?

0:28.1

Thank you for taking my call.

0:30.0

I wanted to get some advice on how we can stay motivated.

0:35.9

We have followed the baby steps for a couple years now.

0:40.3

We had completed Baby Step 2, Baby Step 3,

0:44.7

and we basically fell off the bandwagon over a period of time,

0:50.3

and now we're back in Baby Step 2 from a series of choices that we made.

0:55.0

And so I just wanted to, you know, see how we could stay motivated to stick with it so that we don't end up paying off the debt just to fall right back into it again.

1:04.0

Hmm.

1:05.0

Why were you getting out of debt the first time?

1:10.0

Um, um, uh, me, why did it sound like a good idea? Why were you getting out of debt the first time?

1:15.7

Why did it sound like a good idea to you?

1:29.1

Yeah, mainly the financial freedom, you know, knowing that our money is for us to use for things for the future instead of paying for things in the past.

1:31.1

Why are you getting out of debt this time?

...

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