How Do I Stay Motivated in the Baby Steps? (Hour 3)

The Ramsey Show

Ramsey Network

Education, Investing, Business, Self-improvement

4.5 • 38.5K Ratings

🗓️ 7 February 2023

⏱️ 40 minutes

🔗️ Recording | iTunes | RSS

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Summary

Dave Ramsey & Dr. John Delony answer your questions and discuss: Staying motived on your debt-payoff journey, Selling an investment property, Paying off debt during a layoff, Finding a good side hustle, Why Whole Life insurance sucks. from the blog: What Is Whole Life Insurance? Investing time in your kids. Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET Want a plan for your money? Find out where to start: https://bit.ly/3nInETX Listen to all The Ramsey Network podcasts: https://bit.ly/3GxiXm6 Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

Transcript

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0:00.0	Let's get ready.
0:27.0	Live from the headquarters of Ramsay Solutions broadcasting from the pods
0:31.8	moving in storage studios it's the Ramsay Show. We help people. Build wealth, do
0:39.4	work that they like. Think create actual amazing relationships. Dr. John
0:44.8	Deloney, Ramsay Personality and host of Dr. John Deloney Show is my co-host today.
0:49.6	Open phones at AAA 825-5225. David is in Jefferson, New Jersey. Hi David
0:56.8	welcome to the Ramsay Show. Hello gentlemen how are you today? Better than we
1:02.2	deserve sir. How may we help? All right well I'm 64. My wife and I just
1:09.3	started we I ordered the financial peace university at your Christmas
1:13.1	special. Thank you very much. And we started on it in January and we basically
1:18.3	had been tearing into our debt. Good. We basically paid off around 50,000
1:23.1	dollars worth and you paid off 50,000 in one month. No we started in January. We
1:30.0	started paying in October but we went to financial peace started in January.
1:34.9	And you paid off 50,000 dollars. Yes in October. Wow. I sold a boat. If it
1:43.2	wasn't built down it was going out the door. Wow. That's awesome David. Yeah.
1:48.8	But my problem is I got $1,200 left on one credit card which if I have a good
1:53.8	week of side hustles I'm going to pay that off this weekend for the first time in
1:57.3	my life. I'll not have a credit card built whatsoever. Wow.
2:01.1	Go man. Yeah you got it buddy. Watching these things going as zero has just been
2:07.3	a thrill for me and my wife. Good for you. My problem my problem is coming up. I've
2:13.4	got a debt that's $16,000 to 401K long. It has to be paid in full. I can't make
2:20.5	payments. So I don't it's been so long since I saved money. I'm just not sure
	...

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