This is the Ramsey Call of the Day, part of the Ramsey Network.

Joining me today is Ramsey personality, Dr. Chandelloni.

Today's question comes from Shelley in Tennessee, and Shelley writes,

When we got married, my husband wanted to live

on a budget. We paid off our house, which is in his name, and lived debt-free. Two years ago,

he suddenly stopped living on any type of budget. His spending is so extreme now that money

has had to be transferred from our savings to pay bills several times. I had to separate my finances

from his and started working full-time after he continued to abuse bills several times. I had to separate my finances from his and started working

full time after he continued to abuse our shared money and threaten me with divorce. Now he's

demanding that I combine finances again to get access to my paycheck. I'm trying to save for an attorney

in housing if we divorce. I'm not in a dangerous situation, so I'm not in a hurry to divorce until I'm prepared

financially.

I don't want to hide funds from the government, but I do want to hide funds from my

spouse.

Is there any way I can protect myself financially while pacifying my spouse?

Nope.

Nope. Nope.

Nope.

Nope.

This is time for you to sit down with a marriage counselor and with your pastor and develop something more than a radio answer for something that's important in your life.

And, but it sounds like that it's going to, what you're going to develop with them is the

ability to have a conversation with your husband that says either this or that.

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