How Do I Pay Off My College Debt? Plus, FIRST No-Fee ETF (with David Carlson)
The Stacking Benjamins Show
Joe Saul-Sehy and Josh ‘OG’ Bannerman, CFP
4.4 • 2K Ratings
🗓️ 13 March 2019
⏱️ 69 minutes
🧾️ Download transcript
Summary
Does it feel like it'll be an eternity until you've finally finished off your student loans? Maybe you're one of the nearly two-thirds of Americans who wonder how they'll ever pay off their loans. Student loans can be a burden for years after you've walked across the stage for a diploma, and it's one expense no one would miss from their monthly budget. And while money and enough time will eventually take care of your student loans, we expect you don't want to wait to be anchored down for a good portion of your working life. So to help you pay down your loans more quickly, today, we welcome special guest David Carlson. David has been in the all-too-known position of having to pay down lots of student loan debt... but he figured out a solution to pay it off. Now he's teaching his process to us.
Plus, in our headlines segment, one FinTech company that you've probably heard of is rolling out fee-free exchange-traded funds. Surely it's time to jump ship and invest in them, right? In our second piece, we're looking at one MarketWatch publication about how a manager earns his profits: from other investors' mistakes.
Later on we'll throw out the Haven Life Line to Matt, who is relocating from Texas to Louisiana. Texas does not have a tax on income, while Louisiana does. Can Matt hold off on his retirement contributions so that he can reduce his earned income in Louisiana?
And in our letter's segment, Duncan wants to know if he should take out a small loan to max out his Roth IRA for the year. He's only 30, so he has plenty of time left to minimize risk.
As always, we'll still save some time for Doug's (completely epic) trivia.
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Transcript
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| 0:00.0 | Hi, I'm Derek, and when I'm not working on the hook for Joe's mom's next greatest rap album, |
| 0:04.7 | I'm stacking Benjamin's baby. |
| 0:12.2 | Live from Joe's Mom's basement, dug, and I know what you're thinking. |
| 0:28.9 | This podcast announcer guy is a baller. |
| 0:32.3 | I don't want to brag, but next time we're together, let's just say one of us will be |
| 0:37.4 | springing for the small fries at McDonald's. |
| 0:39.7 | You're welcome. |
| 0:41.3 | Hey, here's something else you're going to thank me for. |
| 0:43.5 | Today, we welcome a guy who paid down a ton of student loan debt and now is teaching you how to pay down yours. |
| 0:51.4 | He's the author behind the popular blog, Young Adult Money, David Carlson. |
| 0:56.5 | Plus, in our headline segment, |
| 0:58.5 | a fintech company is rolling out |
| 1:00.3 | fee-free exchange-traded funds. |
| 1:02.8 | Time to jump in? |
| 1:04.0 | All that, plus your letters, |
| 1:05.8 | a call to Haven Lifeline, |
| 1:07.4 | and of course, |
| 1:08.3 | my incredible trivia. |
| 1:10.4 | And now, two guys who we call the small fries on |
| 1:13.7 | this podcast you know but compared to me it's joe and oh jud jud jill jjee he is rather large. |
| 1:28.8 | I say jokes on Doug. |
| 1:30.0 | As small fries are now last year's large-sized fries, you know, they just keep on getting |
... |
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