It's Friday, and this is the Ramsey Call of the Day, part of the Ramsey Network.

Joining me today is Ramsey Personality, Ken Coleman.

Derrickson, Harrisburg, Pennsylvania. Hi, Derek. How are you?

Good. Hi, Dave. Thanks for taking my call. Sure.

So, I'm a 21-year-old college student and I'm going for an education degree.

I'm going to be about $100,000 to $115,000 in student loan debt when I graduate. And I'm just

wondering what steps I can take whenever I'm getting ready for the next big step in my life.

So what are you going to teach?

I want to teach something in pre-K to fourth grade.

Are you qualified to teach other grades when you get the degree that you're lined up for?

I will be qualified to teach pre-K through four, but then I'll also be qualified to teach

special education in pre-K through eight.

What pays the most, because you need money?

Special education probably pays a little bit more, but probably not much.

My experience is the lesser grades like that, the-k through four doesn't pay as well as say a high school teacher am I right yes so um

at what point are you in your education can you add uh things to your transcript that are going to allow you

to maybe teach in high school.

So I graduate in December of 2021, but I can take one class and add on special education high school,

but nothing that I can do for general education for high school.

Well, take the class because you need options, right?

And I'm not saying this is your career path forever, but you ask how to get out of $100,000

with a debt, and the answer is make money.

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