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So a quick question. My wife won't let us let go of the last credit card, and I just need your help convincing her.

What is her reason?

She kind of likes the buffer of it.

You know, just pay it off at the end of the month.

She kind of likes the thought of the safety and the travel.

My friend's gotten stranded before, and all he had was debit card, so he wasn't able to rent a car to get home.

All right.

Question for you, Charles.

Question. Question.

Yeah.

What's the limit on this one card that you guys have?

What's the max you could charge on it?

Oh, I don't know, about $5,000 or so.

I got an idea.

I'd come up with $5,000 and say, babe, I have replaced the comfort of the credit card with the absolute

max that we could borrow.

And so I've got an additional $5,000 in our emergency fund.

That's why the emergency fund exists anyway.

But I just, George, I've long since wanted to answer this question this way, and I haven't had an opportunity to it.

It hit me not too long ago.

So if it's about the actual security, let's go put the cash of the max amount that you could borrow, and then I would close the account, and I wouldn't ask permission.

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