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Ramsey Everyday Millionaires

How Do I Help My Dad Plan for Retirement?

Ramsey Everyday Millionaires

Ramsey Network

Careers, Investing, Business

4.63.6K Ratings

🗓️ 21 November 2025

⏱️ 10 minutes

🧾️ Download transcript

Summary

💵 Sign up for EveryDollar today - Create a free Budget!⁠⁠⁠⁠ Listen to how ordinary people built extraordinary wealth - and how you can, too. You’ll learn how millionaires live on less than they make, avoid debt, invest, and are disciplined and responsible!  Next Steps: 💰Need help with your investments? Connect with a SmartVestor Pro: ⁠⁠⁠⁠(⁠⁠⁠⁠⁠⁠⁠⁠SmartVestor Investing Professionals⁠⁠⁠⁠ ) #PaidEndorsement  📝Get your free copy of Ramsey’s Complete Guide to Investing: (⁠⁠⁠⁠Ramsey's Complete Guide to Investing⁠⁠⁠⁠) 🏦Take a retirement assessment to find out how much you’ll need to retire: (⁠⁠⁠⁠Retire Inspired with the R:IQ Retirement Assessment⁠⁠⁠⁠) 📈See how much your investments could be worth over time with this handy calculator: (⁠⁠⁠⁠Investment Calculator⁠⁠⁠⁠) 🧑‍💻Explore free investing tools, articles and more on the Ramsey Investing Hub: (⁠⁠⁠⁠Ramsey Investing Tools and Resources⁠⁠⁠⁠)   Listen to more from Ramsey Network ⁠⁠⁠⁠🎙️⁠⁠⁠⁠⁠⁠⁠⁠ The Ramsey Show⁠⁠⁠⁠ 🧠⁠⁠⁠⁠ The Dr. John Delony Show⁠⁠⁠⁠⁠⁠⁠⁠ 🍸⁠⁠⁠⁠⁠⁠⁠⁠ Smart Money Happy Hour⁠⁠⁠⁠⁠⁠⁠⁠ 💡⁠⁠⁠⁠⁠⁠⁠⁠ The Rachel Cruze Show⁠⁠⁠⁠⁠⁠⁠⁠ 💰 ⁠⁠⁠⁠⁠⁠⁠⁠George Kamel⁠⁠⁠⁠⁠⁠⁠⁠ 🪑 ⁠⁠⁠⁠⁠⁠⁠⁠Front Row Seat with Ken Coleman⁠⁠⁠⁠⁠⁠⁠⁠ 📈⁠⁠⁠⁠⁠⁠⁠⁠ EntreLeadership⁠⁠⁠⁠⁠⁠⁠⁠ 💸⁠⁠⁠⁠⁠⁠⁠⁠ The Ramsey Show Highlights⁠⁠⁠⁠   ⁠⁠⁠⁠Learn more about your ad choices.⁠⁠⁠⁠ ⁠ Ramsey Solutions Privacy Policy⁠⁠⁠⁠

Transcript

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0:00.0

This episode is brought to you by SmartVester.

0:08.0

Connect with an investing pro near you at ramsysolutions.com slash smartvester.

0:13.9

Next we have, I think it's G in Los Angeles.

0:17.2

Is it G?

0:18.2

Yeah, it's G.

0:19.1

Thank you so much for taking my call.

0:20.7

Yeah, absolutely. How can we

0:22.0

help today? Well, I did want some advice speaking on behalf of my father. I wanted to know

0:28.5

what it takes to start that conversation of retirement for him. I'm 31 years old, and he's, I'm 65, 67 years old now.

0:39.3

And he's been a long haul truck driver for almost 40 years now.

0:43.3

Ooh, it's hard work.

0:45.2

Yeah, he's been working very, very hard.

0:47.3

I think maybe three or four days out of the month, I've seen him my whole entire life.

0:52.9

Oh, my gosh.

0:53.8

Wow.

0:56.5

Yeah, he's worked very hard for what he's done. But as a long-haul truck driver, a lot of it is paycheck to paycheck

1:02.2

work. But what he's done very well for himself is live life a little bit frugally and

1:07.9

understand what it took for him. And what we did was buy some farms in Central California that have all been paid off now and stuff.

1:17.8

And I'm just kind of looking for a way to start that conversation with him.

1:21.7

Wow. Does he want to retire?

1:23.6

That's one of the bigger caveats about this.

1:25.9

He is a workhorse.

...

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