this is the ramsie call of the day part of the ramsay network

joining me today is ramsay personality ken coleman tracy's in north carolina hi tracy welcome to the ramsie

show hey guys how's it going? Great. What's up?

Well, I feel like y'all are brothers. I've been listening to you for over 20 years since

that free Friday. Wow, back in the day. Yes, and my baby's now 21. So, and I just bought your

book today. So I'm so, so excited cool um so you did so anyway um

you're welcome i have a kind of a bitter sweet um question a good dilemma bad dilemma sort of um i'm

51 years old and i am in baby step seven, however, it's consequently because of a divorce.

It was amicable. We did not use a lawyer. I was happy with what I got. He was happy with

what he got. But what I did was I took my portion and with that I bought a $300,000 paid for home.

And I also put my emergency fund in place of $20,000.

And I do have $300,000 in my 401K.

And so that's kind of the sweet part.

I paid a lot of taxes, but because I had been to stay-at-home mom for 21 years, I do have an education degree.

I now find myself set up with no debt, no payments for the rest of my life, but I'm starting all over again in my career, and I'm scared,

and I'm happy and sad, and I can't do my happy little debt free screen because I didn't

really do it that way. And so I'm just, I'm just here I am a baby step seven, and I'm like,

I don't even have an encore career because I really never had a career. Hey, it's not art. It's math.

I don't care if it's ugly.

You're dead free.

I'm sorry how you got there too, but you're still there.

Yeah.

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