How do I Budget With My Girlfriend After We Move In Together?

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Ramsey Network

Self-improvement, Education, Investing, Business

4.6 • 682 Ratings

🗓️ 23 June 2025

⏱️ 9 minutes

🔗️ Recording | iTunes | RSS

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Transcript

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0:00.0	Brought to you by CHM, a biblically based alternative to health insurance.
0:06.3	Learn more at CHMinistries.org slash budget.
0:09.4	I'm planning on moving in with my longtime girlfriend by the end of the year, probably.
0:16.0	Yeah.
0:16.9	Buy her dinner first.
0:19.1	Yeah, I've bought her plenty.
0:39.4	So she's actually been in school for the past couple of years and will come out earning, she's graduate school. She's going to come out earning a pretty good chunk, maybe close to 130 to 150. And I'm just looking for some help on how to budget that because she's going to be the higher income earner, but she'll also have a lot more student loans.
0:43.7	So just looking to see how you guys would recommend we balance that household budget.
0:46.4	Well, that sounds like you guys are combining finances.
0:52.2	That is the plan, yep, or at least in some way contribute to the household, the goals together.
0:57.8	Can we play out a worst case scenario because that's 99% of the calls we get on this show?
0:59.1	Yeah, let's do it.
1:00.9	But before we do that, George, I just want to. I was so excited.
1:02.0	Well, you're going to get to do it.
1:02.9	Super quick question.
1:04.4	What's your income?
1:05.2	We know hers or what it's going to be.
1:06.8	What is yours?
1:08.0	So I'm making pretty good money. I'm making about 90 right now.
1:11.0	And she's going to be in the 130 to 150 range?
1:13.8	Probably, yep.
1:14.7	How much debt do you have?
	...

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