4.6 • 682 Ratings
🗓️ 9 February 2022
⏱️ 8 minutes
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0:00.0 | This is the Ramsey Call of the Day, part of the Ramsey Network. |
0:10.8 | Joining me today is Ramsey personality, Rachel Cruz. |
0:15.7 | Zach is with us in Franklin, Tennessee, right here in our neighborhood. |
0:19.6 | How are you, Zach? |
0:22.8 | I'm good, sir. Thank you very much. |
0:27.3 | Good. How can we help? Thank you for having me. Sure. Yes, sir, I had a, uh, my wife and I had a, the privilege of attending your event last night. I want to thank you for the wisdom that you |
0:32.0 | provided for that. Thank you. Um, but we are starting, uh, our first business together this year. We're set to open up in just a |
0:39.4 | couple short weeks here. Good. And we wanted to know if we should budget off of our savings |
0:47.7 | that we already have in our bank, or if we should plan to budget off of what we're going to make from the business this year. |
0:57.2 | Your personal budget at home? |
1:00.3 | Yes, sir. |
1:02.3 | Okay. |
1:03.3 | So our income from the business, if... |
1:05.7 | You don't have income, do you have other jobs other than this business? |
1:10.4 | No, sir. We left our W-2 jobs to do this. Whoa. Okay. How much do you have other jobs other than this business? No, sir. |
1:11.0 | We left our W-2 jobs to do this. |
1:13.4 | Whoa. |
1:14.0 | Okay. |
1:14.6 | How much do you have in savings? |
1:16.7 | We have $175,000. |
1:20.5 | Wow. |
1:21.2 | Good for you. |
... |
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