On radio, on YouTube, streaming live on invest talk.com, and for our podcast subscribers, this is InvestTalk. Incependent Thinking, shared success.

InvestTalk is made possible by KPP Financial, a registered investment advisor firm, serving clients throughout the United States.

Here is KPP Financial Chief Executive Officer, Financial Advisor, Justin Klein.

Good afternoon, fellow investors, and welcome back to Invest Talk. This is our Monday, October 20th,

2025 edition. And there's no denying it now. The fall season is in full swing. Summer is behind us and

we are, I know we're ready for fall here. And Thanksgiving, or Thanksgiving,

Thanksgiving, yeah, it's a little over a month away. Halloween, just 11 days away. So,

this fourth quarter is already moving by pretty fast. We're already into earnings season as well.

So we're starting to get a lot of data there when it comes to third quarter earnings.

And our job here is to unpack it all for you, the trends that are persisting in markets

and giving you perspective of where the opportunities and risks are.

That's what this hour is always about, answering your finance and investment questions

and bringing you data and perspectives that you can make better decisions with your money.

It's difficult. In this headline-driven, social media-driven ecosystem that we all live in some way,

shape, or form.

And that can distract us from the realities on the ground.

But our job is to bring you back, bring you back to where the middle is.

You know, your biases and your emotions can bring you in all different directions.

And it's usually not right on target.

It's dragging you away from the right target.

And so our job is to refocus you each and every weekday.

So in just a bit, we'll talk about today's Mark Performance and run down the show topics for the hour.

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