How a Freelance Photographer Paid Off $75,000 of Debt in Less Than 2 Years
The His and Her Money Show
Talaat and Tai McNeely
4.9 • 1.2K Ratings
🗓️ 6 April 2020
⏱️ 40 minutes
🧾️ Download transcript
Summary
Cutting off expenses drastically, budgeting, and keeping a spending record were some of the major steps that saw today's guest pay off her debt in less than 2 years.
Tracie is a 100% self-employed freelance photographer who only got serious about paying off her $75,000 debt in August 2018. The overwhelming burden of debt prompted her to take the necessary action.
Tracie shares how being a self-employed entrepreneur with an unstable income became her excuse for making slow debt repayments. She also shares how listening to other people's stories on the His and Her Money show brought her to the realization that she wasn't doing enough to finish off her debt.
Listen in to learn how you can also pay off your debt even without a stable income. You will also learn how to raise your rates as a freelancer, and ask for what you deserve which might be of huge help in paying off that debt you owe.
Transcript
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| 0:00.0 | This is the His and Her Money Show, where we show you how to have better money, be a better couple, and live a better life. |
| 0:11.0 | Now, here are your hosts, Talent and Time McNeely. |
| 0:15.0 | Welcome back to another fantastic edition of the His and Her Money show, super fired up to have you here |
| 0:21.8 | because we enjoy inspiring you guys letting you know that all of those |
| 0:28.7 | dreams and desires and your heart and your mind that you've had in relation to your finances are achievable. |
| 0:36.2 | I know life sometimes hits us with circumstances that feel as though we'll never get ahead. But that's not true. That's why this show is |
| 0:44.6 | here to motivate you forward. And I think we're going to do that again today with |
| 0:49.0 | this episode. We have a great guest by the name of Tracy who is here to share her journey to debt freedom |
| 0:55.8 | and she did it as a self-employed entrepreneur. |
| 0:59.6 | And so, you know, being an entrepreneur has its own set of unique circumstances, especially being that your |
| 1:04.4 | that your income goes up and down and yet she found a way although it was |
| 1:08.1 | not easy to get to the finish line and she wanted to come on and share this |
| 1:11.1 | with you so that you know whatever your situation is, |
| 1:14.4 | although it may not be smooth if you stick with it you can hit your goals. |
| 1:19.3 | So let's get Tracy on so we can see exactly how she was able to make this happen. |
| 1:24.1 | See Tracy, welcome to the His and Her Money Show. |
| 1:27.8 | Hello Tracy. |
| 1:28.8 | Hi. |
| 1:30.1 | Hello. |
| 1:31.1 | We are excited to have you here because you have been hard at work and you are now debt free. |
| 1:39.0 | And we're super excited that you are here to share your experiences with everyone that's listening right now. |
| 1:46.5 | But before we start jumping into your story, can you just say hello to everybody and let them know what you are all about? |
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