Joel, the holidays are a blast, but the financial hangover, that can be a huge bummer.

If you are out there and you're dreading the new statement email that reveals the massive balance that you may have racked up, well, you could use her help.

That's right.

I'm Joel and I am Matt.

And we're from the how-to money podcast.

Our show is all about helping you make sense of your personal finances so you

can ditch your pesky credit card debt once and for all, make real progress on other crucial

financial goals that you've got and just feel more in control of your money in general.

You know it. For money advice without the judgment and jargon, listen to How to Money on the

Iheart Radio app, Apple Podcast apple podcasts or wherever you get your

podcasts you are listening to the dan patrick show on fox sports radio all righty 777 3d p

show email address d p at dan patrick dot com twitter handle a d p sown of the day is always brought

you by the great folks at Panini America,

the official trading cards of the DP show.

Good morning, those watching on Peacock.

Thank you for allowing us into your homes and those listening on our radio affiliates,

over 400 cities around America, Fox Sports Radio, IHeart Radio.

Dan Orlovsky of the M mothership a little bit later on,

and the former ESPNner, Mike Golick, will stop by as well.

Phone calls, operator, Tyler, sitting by 877 3DP show.

This first hour brought to you by Rapid Radios.

Make sure you take advantage of this offer.

...