Hot Financial Takes: Are You In or Out? SB1719

The Stacking Benjamins Show

Joe Saul-Sehy and Josh ‘OG’ Bannerman, CFP

Personal Finance, Financial Planning, Education, Retirement, Investing, Cfp, Business, Money

4.4 • 2K Ratings

🗓️ 8 August 2025

⏱️ 56 minutes

🔗️ Recording | iTunes | RSS

🧾️ Download transcript

Summary

Get ready for a rapid-fire roundtable packed with personal finance opinions that might challenge your own money playbook. In this episode, Paula Pant (Afford Anything), Jesse Cramer (Personal Finance for Long-Term Investors), and Don McDonald (Talking Real Money) join Joe and OG to declare whether they're in or out on some of the most polarizing financial strategies. Whether you're just getting started or leveling up your financial life, this episode is full of practical wisdom, contrarian views, and a few laughs along the way. Oh—and somewhere in there, we may or may not sneak in a birthday surprise for one of our favorite Stackers. 🎂😉 Why some pros still say "cash only" is best for beginners—and why others strongly disagree The real trade-offs of delaying homeownership in today’s market What types of insurance you actually need (and which may just be money drains) When hiring a CPA is a gamechanger vs. when it's overkill How to evaluate target date funds: genius or lazy? Whether it’s finally time to drop collision insurance on that 15-year-old car How to choose between Roth and Traditional 401(k) strategies The one estate planning move nearly everyone overlooks FULL SHOW NOTES: https://stackingbenjamins.com/jeff-lund-birthday-special-1719 Deeper dives with curated links, topics, and discussions are in our newsletter, The 201, available at https://www.StackingBenjamins.com/201 Enjoy! Learn more about your ad choices. Visit podcastchoices.com/adchoices

Transcript

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0:32.0	Race the rudder. Raise the sails. Raise the sails. Captain, an unidentified ship approaching.
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0:53.0	Spend £200 on your first campaign and get a £200 credit for the next one. Go to LinkedIn.com slash lead to claim your offer. Terms and conditions apply. Hey guys, mail's here and there's some for us. Oh man. I love mail. Who's it from? Wait, wait, wait. It's not from my probation officer again, is it? Let's see. It's from Stacker Kelsey.
1:12.4	All right.
1:13.0	Here's what Kelsey says.
1:14.7	Hey, Joe and OG and Doug, of course.
1:17.7	Your show has truly helped change my financial game.
1:20.4	And I wanted to say thank you for investing so much of yourself in helping people like me.
	...

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