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The Ramsey Show

Hope Is the Key to Winning With Your Money

The Ramsey Show

Ramsey Network

Education, Investing, Business, Self-improvement

4.5 โ€ข 38.5K Ratings

๐Ÿ—“๏ธ 9 February 2024

โฑ๏ธ 117 minutes

๐Ÿงพ๏ธ Download transcript

Summary

๐Ÿ’ต Sign up for EveryDollar today - Create a free Budget! George Kamel & Rachel Cruze answer your questions and discuss: "My husband doesn't know about our debt," "What should I do with the money I'm saving?" "My husband wants to spend my inheritance," "Should I keep paying high rents to avoid high mortgage rates?" "Is Airbnb arbitrage a good option for me?" "We disagree on how quickly to pay off debt." ๐Ÿ“ž Have a question for the show? Call 888-825-5225 Weekdays from 2-5pm ET or click here! Support Our Sponsors: BetterHelp Zander Insurance NetSuite The Chosen Neighborly Next Steps ๐ŸŽŸ๏ธIt's game on! Get your ticket for Total Money Makeover Weekend. Listen to more from Ramsey Network ๐ŸŽ™๏ธ The Ramsey Show ๐Ÿง  The Dr. John Delony Show ๐Ÿธ Smart Money Happy Hour ๐Ÿ’ก The Rachel Cruze Show ๐Ÿ’ธ The Ramsey Show Highlights ๐Ÿ’ฐ George Kamel ๐Ÿ’ผ The Ken Coleman Show ๐Ÿ“ˆ EntreLeadership Learn more about your ad choices. https://www.megaphone.fm/adchoices Ramsey Solutions Privacy Policy

Transcript

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0:00.0

The Oh, Live from the headquarters of Ramsey Solutions, it's the Ramsey Show, where we help people build

0:34.8

wealth, do work that they love, and create amazing relationships.

0:39.2

I'm George Campbell joined by best-selling author and host of the Rachel Cruz show Rachel

0:43.8

Cruz and this is your show America so give us a call at AAA 825

0:48.6

5 225 you jump in we'll talk about your life and your money and we will tell you the truth even

0:54.4

if it hurts her feelings because we love you that much and we appreciate all of you

0:59.7

tuning in today. Becky is in Bristol Virginia to kick us off. Becky welcome to the Ramsey show. in Well, I am currently $85,000 in debt that my husband of 35 years does not know about.

1:20.8

And I have just had my old crap moment when I overdrew my checking account because 20 years ago we had to file bankruptcy.

1:31.0

And at that point my husband and I separated our checking accounts because he is a

1:36.8

favor and I am a spender and I got a spender that mess.

1:41.1

So now I am door dashing, I'm working my full-time job, I'm selling everything that I have

1:47.4

purchased, trying to get out of this debt because I do not want to tell him and I don't want to ask him to help me.

1:56.0

And I can't find and door to ask where I live is not that popular because it's just a rural area so how much do you make I make

2:07.6

38,000 a year Becky what's the 85,000 what kind of debt is it? Credit? It's all credit cards.

2:14.0

Wow. And what are you buying? Like what what's on the bills?

2:19.0

I was buying anything and everything I wanted. If kids wanted something which they're now

2:23.5

wrong I would buy them something I would if my mom needed help I just give her a

2:27.9

credit card.

2:30.3

Okay. What made you wake up today and go, I'm done with this?

2:35.0

When I overdraw my checking account paying these minimum payments on these credit cards.

2:42.0

And are you paying any other bills right? my payments on these credit cards.

2:43.4

And are you paying any other bills right now?

...

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