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Financial Audit

His Wife Chooses Pleasure Over Children | Financial Audit

Financial Audit

Caleb Hammer

Education, Investing, Business, Self-improvement

4.4894 Ratings

🗓️ 25 June 2025

⏱️ 96 minutes

🧾️ Download transcript

Summary

▶Watch an extra 20 minutes of this episode, every post-show, exclusive financial audits, call-in show, live streams, and so much more here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join ▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. This comes with automatic account connections, my budget-friendly cookbook, an online community, and exclusive discounts on my products- change your financial future *NOW* ▶▶▶ *AND REMEMBER* those who sign up for Simpler Budget Premium *annual* get a signed versions of the Cook Book and Simpler Budget Founders Edition Journal, just send proof of annual here: https://tally.so/r/3xzPq5 Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78 You’re 30 seconds away from being debt free with PDS Debt. Get your free assessment and find the best option for you at https://PDSDebt.com/hammer ▶▶▶Download my *budgeting app* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay ▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join ___________________________________________ ▶EDUCATION: 1. Bundle my budgeting, debt, investing and real estate program for *15% off* https://calebhammer.com/classpack/ 2. *The best budgeting program online: https://calebhammer.com/budget 3. Get my investing class and I’ll give you a $100 towards investing: https://calebhammer.com/investing 4. Win with GOOD debt and get out of BAD debt correctly, learn in my debt program: https://calebhammer.com/formula 5. Everything you need for buying your first home to buy your first investment property: https://calebhammer.com/realestate/ 6. Get your own free Hammer Financial Score: https://www.calebhammer.com ___________________________________________ ▶RESOURCES 1. *I'VE MOVED MY INVESTMENTS FROM MOOMOO* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 3.5% IRA Match, 12-month Wall Street Journal subscription, and 30 days of Webull Premium. 2. Checking & Savings: Get up to 3.80% APY, pay no account fees, and earn up to $300 when you sign up and set up direct deposits. Terms apply: https://creator.sofi.com/c/5535481/2068695/19219?adcampaignid=bank&adnetwork=brand *affiliate link 3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer 4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb 5. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer 6. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad) 7. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/ 8. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer 9. Therapy: Make SonderMind your mental health home in 2025. Sign up at: https://pages.sondermind.com/caleb/ 10. Stock Investing: Earn up to $5,000 in Cash Back every year on your Stocks & ETFs. Terms apply: https://silomarkets.com/caleb All investing involves risk. Silo Financial LLC (“Silo”) is registered with the SEC. The creator receives cash compensation and is not affiliated with Silo. Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0

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0:10.5

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0:15.1

To watch episodes of Financial Audit a week earlier, check us out on YouTube.

0:18.5

Let's go to Hammercourt. Plaintiff dumb bitch. What is going on?

0:24.7

There's a lot of purchases being made under the guise of for the business. I want to figure out

0:28.9

how to bring our like debt down so I can afford the car I want. Going to debt to get a car?

0:34.0

I mean, some debt. I'm trying to help you get out of debt to get in debt. You gotta spend money to make money. Instead of actually trying to clean up your situation, you ain't got a... too? Both of them are massive mistakes. I will give them in. So this marriage. Download my budgeting app today and take control of your money once and for all. And for a limited time only, sign up for the annual version of premium and get my cookbook and notebook signed and mailed directly to you. Link in the description and pin comment below. Hi, my name is Valentina and I'm 25 years old. Hi, my name is Julio. I am 23. We live in Palm Beach, Florida. And this is financial audit. Thanks for coming in from Paul Beach, guys. I'll Valentine's, you're in front of me. So let's start with you. What do you do for a living? I'm a stay-at-home mom and a part-time crochet artist. Okay, so we're married? Yes. Okay, because these days, you know, sometimes we have people not married, some people divorce, lots of interesting couples. So how long have we been married? I think you just said.

1:28.9

Did you not just say?

1:29.9

A little over three years.

1:30.7

Three years.

1:31.3

And the kids.

1:32.1

How old are they?

1:44.1

One. He's two and a half. So there's just one kid. Just the one half. Yes, he's two and a half. Okay. Good. So, Walt, there's a kid in this picture, which immediately means any of the behavior you're making is likely selfish and upsetting.

1:45.4

But okay.

1:47.2

And you.

1:44.4

What do you do for a living? immediately means any of the behavior you're making is likely selfish and upsetting. But okay.

1:46.4

And you, what do you do for a living since she does not make money?

1:49.9

I make the money.

1:51.8

I am a plumber.

1:53.5

I work in doo-doo and clean.

1:57.3

Well, sure.

...

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