His Ex Destroyed His Life

Financial Audit

Caleb Hammer

Education, Investing, Business, Self-improvement

4.6 • 633 Ratings

🗓️ 13 December 2023

⏱️ 50 minutes

🔗️ Recording | iTunes | RSS

🧾️ Download transcript

Summary

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Transcript

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0:00.0	There are some things you should always check, like the hygiene rating on your local takeaway,
0:06.2	the setting on your razor, and whether the party actually is fancy dress.
0:11.1	The other thing you should check is your Experian credit report, especially if you're looking to borrow money.
0:17.2	It lets you understand what lenders see, so you can increase your chances of getting the best deals.
0:22.8	It's dead easy to check it and completely free.
0:26.6	See it in seconds. Download the Experian app today.
0:30.1	Hi, my name is Lester. I'm 26 years old based out of Austin, Texas, and this is Financial Audit.
0:35.7	What do you do here for a living?
0:38.6	I do a couple different things, but my main gig is a guitar teacher. How much are we bringing in with that?
0:44.2	It depends, because I do a couple different things as a musician, so I do lessons, I gig, and I work
0:50.0	part-time in a music shop. So all in all, it's currently averaging between like, like 32 and 35 hundred a month. 32, 35. Okay. I mean, being able to make a living in music, I mean, that's a lot of people's dreams. So that, I mean, in Austin, I could definitely see people. I mean, yeah, you can definitely get by on that. It's a little harder because rents are kind of expensive. Even your living expense, I'm seeing a thousand seven hundred fifty four dollars. Yeah. Yeah. So that's immediately, basically half. Yeah. Yeah. Yeah. Yeah. But you have a daughter to take care of. Yeah. Age. Four years old. Had her quite young, at least for this day and age. Yeah. Oh, yeah. Okay. So, spoiler for the conversation we're about to have in this exact second.
1:31.5	You're now a single dad.
1:34.2	Correct.
1:34.9	So you're taking care of the kid.
1:38.2	Full custody?
1:39.0	100%.
1:39.5	And no child support.
1:41.3	And no child support.
1:42.9	Okay.
1:44.0	So that's a lot to take on.
1:46.0	Now, with that, all of a sudden, it's the single household income, no child support,
1:51.4	taking care of a kid, while also having a lot of debt,
	...

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