Her Parents Are Her Tenants And Never Pay On Time

The Ramsey Show Highlights

Ramsey Network

Education, Investing, Business, Self-improvement

4.5 • 838 Ratings

🗓️ 3 January 2026

⏱️ 9 minutes

🔗️ Recording | iTunes | RSS

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Transcript

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0:00.0	My husband and I are completely debt rate minus our current home.
0:04.4	Start budgeting for free today.
0:06.8	My question today is regarding our rental property.
0:10.3	Okay, Dave, so my parents are the tenants and it's not going well and it has not been going well for the past 11 years.
0:17.6	I wanted to help them out because they could no longer afford their home,
0:23.0	so I wanted to be a good daughter and help out my parents. The issue is that they're not
0:28.8	communicating with us. The rent is late each month. For example, Dave, I received November's
0:35.8	rent last Friday, which was December 5th, no communication.
0:40.1	I have diligently made sure each month I communicate with them for the past year about the rent, but nothing's changed.
0:50.8	I've asked them to move in with us.
0:52.8	The answer is no.
0:53.6	I've asked them to think about moving into something cheaper. The answer is no. I've asked them to move in with us. The answer is no. I've asked them to think about moving into something cheaper.
0:57.0	The answer is no.
0:58.0	I've asked them, do I need to set aside money to get a bigger home with the mother-in-law unit?
1:03.0	The answer again is no.
1:05.0	Dave, I sent them through Financial Peace University.
1:07.0	Nothing has changed.
1:09.0	I only owe $60,000 on my rental property in California. That's
1:13.8	really, really good. This is supposed to be part of my retirement, money towards my kids' college
1:19.9	fund. We sacrifice so much, Dave. This process and your principals have helped us so much,
1:25.9	things that I had no idea we would be able to accomplish, but we have.
1:30.3	I'm just, I need help, Dave. I don't know what to do.
	...

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