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Valerie is in sacramento california valerie welcome to the show

hi hi everyone hello um just to um give you um i'm 34 000 in debt. Cancer was in 2021.

March 22, we got ripped off by a contractor of about $25,000.

Shoot.

Yeah.

My credit score was really good, so I was able to get a credit card from my credit union.

I was also able to open up a couple of credit cards in order to get materials to finish

because it was not only did he leave us in a hole, but some of the things that he did was messed up as well.

And so now we're just at a point to where we can't pay it. You can't pay the 34,000?

We can't pay the 34,000.

And things are just really tight and things started breaking down other than the stuff that was fixed in the

house and everything is not even fixed.

Was this like a fixer-upper situation? What happened?

No, no, no. The house that we have, we gained from my dad. My dad passed away and me and my

sister live in the house. I have three other siblings

that own the house as well, but they're all out of state. And so it's just me and my sister

living in the home. So we're paying the mortgage on the home, which the mortgage is only $16, $1,600.

Okay. I'm a little over 16. What's your income?

And I bring home, oh, shoot, growth, growth is 40, 40, 47.

Okay.

Wait a minute, it counts backwards.

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