Welcome to the Jill on Money show.

It's Tuesday, November 18th.

And you know what that means?

It means that it is tomorrow when we are doing our Jill on Money live webinar.

It's so exciting.

So it is tomorrow night where we are going to be doing a very deep dive into year-end tax and financial planning with Jana Davis.

She is a certified financial planner, investment advisor.

She works at a company called Abacus, big firm out on the West Coast.

And she's going to help me and Mark field your

questions about what to do before the end of the year. Now, if you'd like to join us, you must be a

subscriber to Jill on Money Live, and that will cost you $45 for the next 12 months. So you'll get

this webinar tomorrow night, and in addition, you will also get

three more and the back catalog of webinars, bonus audio and video content. Again, 45 bucks for

the next 12 months. I have a feeling we're going to be able to help you out and either save or make

45 bucks. I don't know. I'm not guaranteeing anything because that would be bad.

But I had a feeling we can help you out. So join us, Jill on Money Live. It's so exciting. I love the year-end planning. I feel so like, it's like crossing things off on my list. I love doing it. Okay, what else is on the website? Well, you can sign up for the free weekly newsletter. You can check out our other podcasts, which is called Money Watch.

You can check out our other podcast, which is called Money Watch. You can check out our radio show, videos, resources, all there right on the front door of the website. Okay, so we are going to do some emails today. So let's dig in here. This is from Anne who writes, hi, Jill and Mark, love the show. And we love you. I have a

question about pensions. Here's the background. I'm 61 and retired. My husband is 54 and still

working. We've got twins in high school. My husband will plan on working until they're through

college at least seven more

years. We're pulling money out of our savings to supplement our income, but we're trying to keep to

that two to three percent per year for the next several years. And by the way, this is so wild

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