He Wants To Stay in Debt

The Ramsey Show Highlights

Ramsey Network

Self-improvement, Education, Investing, Business

4.6 • 682 Ratings

🗓️ 26 January 2024

⏱️ 10 minutes

🔗️ Recording | iTunes | RSS

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Transcript

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0:00.0	brought to you by the every dollar app start budgeting for free today
0:06.0	Sabrina is in san antonio hi Sabrina welcome to the ramsie show
0:10.1	hi sir how are you better than i deserve what's up
0:14.2	hi so me and my husband we are on babysit two we're almost almost done. We have about 12,000 left on our car.
0:24.6	And my husband keeps trying to convince me that we should trade it in because we have, I guess,
0:30.5	equity in it right now. And so we have 12,000 left. I Kelly blue booked our car. It's around 22,000.
0:38.7	He is thinking we should upgrade to a bigger vehicle.
0:43.4	So this value of the new vehicle would be 25,000.
0:47.7	So about 3,000 more.
0:50.9	And so I just wanted to see your opinion.
0:52.7	I refuse to go to the lot because I don't want to make a bad decision.
0:57.7	So we have about six months left projected until we paid off.
1:01.9	And he just thinks we should trade it right now.
1:04.4	And we're going to pay it off regardless this year.
1:07.3	So that's kind of his mindset.
1:08.6	I just want to get your opinion.
1:11.6	How old are you guys? We're 2928 and we've done the stupid 10 years of car payments and I'm so over it, but he just thinks we should upgrade to the biggest one, which is the Yukon.
1:24.6	Right now we have a GMC Acadia, so he's wanting to more.
1:28.7	And why do you need to upgrade?
1:32.5	His reasoning or, you know, the big reason would just be more room.
1:37.4	We have four kids, and so there's really no trunk space.
1:42.4	So I know it's silly.
	...

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