He’s so f*cked (I secretly brought in his wife) | Financial Audit

Financial Audit

Caleb Hammer

Education, Investing, Business, Self-improvement

4.4 • 894 Ratings

🗓️ 15 August 2025

⏱️ 93 minutes

🔗️ Recording | iTunes | RSS

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Summary

Go to my sponsor https://aura.com/hammer to try 14 days and let Aura go to work protecting your private information online! #sponsored ▶ *FREE TRIAL* To make our classes and budgeting app *more affordable*, we bundled them together for an *80% DISCOUNT* and for this month only, you can try DollarWise Central for *free* - check it out here and change your life: https://dollarwise.com/dollarwise-central/ ▶▶ This post show is wild- I give her his phone to fully go through, and it gets juicy... watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join ▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. ▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book, just submit proof of purchase here: https://tally.so/r/3xzPq5 Download the CFO’s guide to AI and Machine Learning for FREE at https://netsuite.com/HAMMER Try it FOR FREE at this exclusive web address: https://ZipRecruiter.com/CALEB ▶▶▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay ▶▶▶▶▶▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join ___________________________________________ ▶EDUCATION: 1. Get your own free Hammer Financial Score: https://www.calebhammer.com 2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/ ___________________________________________ ▶RESOURCES 1. *I'VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match. 2. Checking & Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay 3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer 4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb 5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad) 6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/ 7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer 8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer ___________________________________________ Chapters: 00:00 Intro 08:04 oooo hes gonna be in trouuuuble 21:11 lol 33:41 the words and actions are not lining up.. 45:12 but wait, theres more!! 01:00:22 this dude bruh 01:15:54 i didnt even know car washes had memberships lol ▶More Content 1. Financial Audit Follow-Ups here: https://www.youtube.com/@financialauditfollowups 2. Caleb Hammer Livestreams: https://linktr.ee/calebhammerlive 3. Livestream Cutdown VODs: https://www.youtube.com/@livecalebhammer ___________________________________________ ▶EXTRA 1. My socials: https://stan.store/calebhammer 2. Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply ▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice. ▶Sponsorship and business inquiries: business@calebhammer.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0	Say hello to the next generation of Zendesk AI agents, built to deliver resolutions for everyone.
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0:11.9	That's the Zendesk AI effect. Find out more at Zendesk.com.
0:15.1	To watch episodes of Financial Audit a week earlier, check us out on YouTube.
0:18.5	I am hiding a big purchase that I recently made, and I bought it right next to her without telling her. Right next to her. Right next to her. What the fuck are you talking about? It's my money. I mean, it's our money, sorry. A couple quick buttons, and it was purchased, man. I set up a camera, and she got to watch this live. So we're going to bring her in. She's seen what she's talked about so far. Be honest with me. Are you guys only not married because of this?
0:39.9	Is this the almost like last standing hurdle?
0:44.4	Bundle all of my educational programs I've ever made,
0:47.0	plus the premium version of my budgeting app
0:48.8	for not only 80% off,
0:50.2	but also with a free trial today at dollarwise.com.
0:53.4	Join the tens of thousands of people who've
0:54.6	changed their lives and joined Dollar Wise Central right now for free. Hi, my name is Scott and I'm 29
1:01.2	years old. I'm from San Antonio, Texas, and this is Financial Audit. Thanks for coming up, man,
1:08.0	double sunglasses, double the power. You already know, man. I appreciate it. So what do you do in San Antonio for a living? So I am in the railroad industry, so I'm a railroad carman. So I work on trains, mechanic. Beautiful. How much does that pay? That pays $24.72. It's a little lower than I would have thought. I'll be honest, but, you know, San Antonio, cheapest of the major cities in Texas. Let's see how we're stretching this. How many hours a week are you putting in? What hits your account? Yes, so I'm putting in 50 hours a week. That's with OT, of course. 40 hours, I'm hitting about 4,000 a month.
1:45.0	Okay.
1:45.4	Yeah.
1:45.7	But you hit 50.
1:47.3	Yes.
1:47.5	So what's hitting your account on a monthly basis normally?
1:49.7	On a monthly basis, I'd say about 48.
1:52.8	Okay, 48.
1:54.3	Perfect.
	...

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