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Hey, how's it going? My name is Jeff. I am 20, about to be 21. I'm from the Houston area, and this is financial audit.

Oh, you're young. Okay. So what do you do for a living in Houston? I am a sleep technician.

So like for sleep apnea, CPAP, that kind of stuff. I'm the guy that hooks you up. Yeah. Interesting. So you go to people's houses?

No. So I'm out of a clinic. We stay there overnight. People come in and then we hook them up, sit back and watch them sleep all night. See if they got apneas.

Okay. Okay.

Well, that's cool. I'm out of a clinic. We stay there overnight. People come in and then we hook them up, sit back and watch them sleep all night, see if they got apnea's.

Okay.

Okay.

Well, that's cool. That's a good job. That's obviously helping a lot of people and a lot of people need that. So that's really good. What are you making doing that? So I just started doing it full time. So I haven't gotten like an actual full month of full time pay yet, but it should be right around.

Yeah, yeah, like this month.

But it should be right around, yeah, yeah, like this month, but it should be right around like $38,000, $4,000 a month. $3,800 to $4,000, yeah. Oh, okay, $6,000,000, $39,000. Is that before or after taxes? That is before, so we don't get taxes taken out at all. Oh, is the contractor work? I think technically, yeah. Oh, okay. So have you been paid yet? Yeah. Uh-huh. Of that pay, have you set 30% aside for taxes? Why not? So I've been working here for about four months, three, four months, and for the first three months, I was working another job. I was only doing that part-time. So I was working that other job. It was at an IT place. I was only working maybe like 10, 15 hours a week there. But I was trying to make that my full-time job. So while I was working there, I was barely making enough to support rent and food and all that stuff.

So I didn't have nearly enough to also put aside 30%. Not the IT place. No, that was an actual full time. So you were getting, you didn't need a set aside money because tax. Well, not for that job, right. But I was still making way more money with the sleep tech job. I was making like $1,600 a month, just working two nights a week. and with the IT place, I was making maybe like,

No, I'm talking about your part time at the sleep place job. I was making like $1,600 a month, just working two nights a week. And with the IT place, I was making maybe like $5.

No, I'm talking about your part-time at the sleep place, right? Right. For a little while. Was that contractor or was that? Yeah, same thing. And you haven't set aside anything. Now, taxes that would come out probably wouldn't have been ridiculous. I mean, there are extra taxes for contractors,

but even so with the part-time stuff,

your taxes would have been ridiculous. There's, I mean, there are extra taxes for contractors, but even still with the part-time

stuff, your taxes would have been relatively low.

But now coming in, let's just call it $4,000 a month if we're on the higher end, $50,000 a

year, you're going to have taxes.

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