He's 28, Married, And Still Lives With His Parents

The Ramsey Show Highlights

Ramsey Network

Business, Education, Investing, Self-improvement

4.5 • 839 Ratings

🗓️ 2 December 2025

⏱️ 7 minutes

🔗️ Recording | iTunes | RSS

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Transcript

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0:00.0	Brought to you by CHO, a budget-friendly faith-based alternative to health insurance.
0:07.6	CH Ministries.org slash budget.
0:10.4	So I really want to get an electric bike, but I still live at home at 28 with my wife.
0:19.3	Whoa, what happened?
0:22.7	Nothing really. We just got married a couple of months ago.
0:26.3	We were looking at getting a home prior to the marriage, but decided to hold off due to the
0:31.3	interest rates. And my parents offered for us to stay with them to save some extra money.
0:37.6	Okay. How much are you saving currently per month by living with them?
0:41.1	Like what's actually going into a savings account?
0:43.6	So 3,000 a month is going into the savings account, and then I have other money being set
0:49.2	aside into like an employee stock purchase program.
0:52.9	Do you have any debt?
0:56.7	No debt. Two cars paid off 2020 Camry 2009 Mazda 6. Good for you guys. What do you guys make a year? Combined a little
1:05.8	bit over $100,000. True. Why aren't you renting somewhere? We just wanted to be able to buy a
1:12.9	house and not pour more money. You'd rather live with your parents than not rent. I'm so, Drew.
1:18.9	The situation is not bad at all. Drew. Can we just be honest? Y'all are newlyweds. Nothing in me
1:24.5	wants to be in a house with parents or in-laws for an extended period of time. Do we agree? Are there some codependency issues going on here, Drew? I don't believe so. No, we're just trying to save as much money as we can. No, okay. I know, Drew. But do you, I mean, is there any, like, is there any part of, like, the dignity in y'all that are like I just want to get up in
1:45.1	the morning and make cereal and not open the refrigerator and look at the milk and like there's my
1:48.3	my mom in the kitchen making eggs and a robe like do you know what I'm saying like y'all are married
1:54.2	ideal what is your how does your wife feel about this she actually doesn't mind it we have a
1:59.8	great relationship with my family okay but you can have a great relationship with my family.
2:02.0	Okay, but you can have a great relationship with your family and also not live with them after you get married.
	...

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