He Just Sucks… | Financial Audit

Financial Audit

Caleb Hammer

Education, Investing, Business, Self-improvement

4.4 • 894 Ratings

🗓️ 27 August 2025

⏱️ 92 minutes

🔗️ Recording | iTunes | RSS

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Summary

▶▶ My producers FIGHT him in the post show, and I call his grandma to confront her on him paying her back- watch here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join ▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay Don't overcomplicate this crap! All you need is an automated / SIMPLE budget. ▶▶▶▶ *AND REMEMBER* those who sign up for DollarWise Premium *annual* get a signed version of the Cook Book, just submit proof of purchase here: https://tally.so/r/3xzPq5 Use Yrefy to refinance your private student loans today at: https://yrefy.com/hammer or call (888) Yrefy-78 Helium Mobile: Sign up (even the FREE plan) & get $10 in Cloud Points with code CALEB: https://app.heliummobile.com/o6WA/vdqufw1r ▶▶▶▶▶Download the *DollarWise Budgeting App* today: *Apple:* https://apple.co/4iChGhr *Google Play:* https://bit.ly/sb-googleplay ▶▶▶▶▶▶ Watch this episode's *POST* *SHOW* + get *MORE* Financial Audit here: https://www.youtube.com/channel/UCLe_q9axMaeTbjN0hy1Z9xA/join ___________________________________________ ▶EDUCATION: 1. Get your own free Hammer Financial Score: https://www.calebhammer.com 2. Get all of my educational programs for a much lower cost here, including the premium version of my budgeting app: https://dollarwise.com/dollarwise-central/ ___________________________________________ ▶RESOURCES 1. *I'VE MOVED MY INVESTMENTS TO WEBULL* do the same and transfer to my investing app of choice here: https://www.webull.com/k/Caleb and you get: *Cash bonus of $200 - $30,000* depending on initial funding amount, up to 8.1% APY, and up to 3.5% IRA Match. 2. Checking & Savings: Get up to $500^ before payday when you sign up and set up direct deposit. No credit check. No interest*. No mandatory fees: https://clickurl.ca/caleb-mypay 3. CourseCareers: Land a high-paying job with no experience or degree by going through an affordable online course https://coursecareers.com/CalebHammer 4. Get $20 from Acorns for free: sign up to get your bonus https://acorns.com/caleb 5. The credit building debit card: First 100,000 people to sign up for Fizz with code: HAMMER10 get $10: https://www.joinfizz.com/caleb (paid ad) 6. Helium Mobile: save a ton on your phone bill, sign up and get a FREE plan when using promo code CALEB https://hellohelium.com/ 7. Online security: Protect your online privacy and security NOW and for free by following my link Aura: https://aura.com/hammer 8. Get an exclusive HighLevel 30-day trial: https://gohighlevel.com/calebhammer ___________________________________________ ▶EXTRA Want to be a guest on Financial Audit? We film weekdays in our studio in Austin, Texas (in person only)! To apply, visit: http://calebhammer.com/apply ___________________________________________ ▶*Some of the links and other products that appear in this video are from companies for which Caleb Hammer will earn an affiliate commission or referral bonus. This is not investment advice. ▶Sponsorship and business inquiries: business@calebhammer.com Learn more about your ad choices. Visit megaphone.fm/adchoices

Transcript

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0:00.0	Say hello to the next generation of Zendesk AI agents, built to deliver resolutions for everyone.
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0:15.1	To watch episodes of Financial Audit a week earlier, check us out on YouTube.
0:18.5	You've been gambling since forever, right?
0:19.9	Depends on if you're talking about gambling with golf or gambling at the casino or gambling
0:24.5	playing poker. You have a kid? Yeah. Or his mother. She's not in the picture. Call her.
0:30.1	She has no idea about this. Nope.
0:32.9	Hello. He just keeps blaming everything on you. He's like, oh, she left and I have to make all
0:37.1	the payments and I had to take up more debt.
0:38.8	It's all her fault.
0:40.2	No, so that's definitely not the case.
0:44.5	Bundle all of my educational programs I've ever made, plus the premium version of my budgeting app for not only 80% off, but also with a free trial today at dollarwise.com. Join the tens of thousands of people
0:55.5	who've changed their lives and joined Dollar Wise Central right now for free. My name is Zach. I'm from
1:01.6	Dayton, Ohio. I'm 25, and this is Financial Audit. Thanks for coming down to Austin, man. What do
1:08.6	you do up in Dayton for a living? I am a contract specialist,
1:12.1	so I type contracts, write them out and review them and whatnot. Oh, okay, but it is a full-time job,
1:17.7	not a contract. Yeah, 100%. Okay. 40 hours a week. Good. What are you making? The salary is about
1:23.0	$93,000. In Dayton? Yeah. I mean, that has to stretch, honestly, pretty deliciously far.
1:31.7	What hits your account on a monthly basis?
1:34.2	So, let's see, about $22.30 per paycheck.
1:37.5	So like roughly $45 per month, $4,500.
	...

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