He Has a Child on the Way and He’s Living with His Girlfriend’s Parents?

The Ramsey Show Highlights

Ramsey Network

Business, Investing, Education, Self-improvement

4.5 • 839 Ratings

🗓️ 9 November 2025

⏱️ 10 minutes

🔗️ Recording | iTunes | RSS

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Transcript

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0:00.0	Brought to you by the Every Dollar app. Start budgeting for free today. I guess what I'm wondering is
0:08.5	me and my boyfriend, we currently live with my parents and are expecting our first child, and we want
0:17.0	to know when it's the correct time for us to buy a house is going to be.
0:22.0	When you can afford it?
0:26.9	And I guess I'm thinking, can we afford it?
0:33.5	Probably not. People who ask that question generally side in the area of they cannot, but tell us your financial situation.
0:36.5	How much money do you guys make? Right now, he brings in, we're just on one income right now, he brings in 3,600 a month.
0:45.8	Okay, and what does he do for a living?
0:48.7	He basically works for a union, but he works in construction.
0:53.6	Okay.
0:54.9	And go ahead, George.
0:56.0	I'm just wondering, is there a growth path for him there, or is this it?
0:59.8	Like, he's the, he's at the top of the ladder.
1:01.9	No, he, no, he's not at the top of the ladder.
1:05.0	He's basically just begun.
1:06.7	He's in his second year apprenticeship, so will be getting oh good he gets pay raises throughout
1:13.0	and what's the uh what's the ultimate destination if he is um apprenticing where does he end up
1:21.1	eventually i think he becomes a journeyman and i think he would top out around somewhere around $40 an hour, but I haven't
1:32.0	calculated that.
1:33.8	So why are you two living with your parents with a baby on the way?
1:39.5	You're not married.
1:40.5	Do we have a family plan here?
	...

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