He Has $3.5 Million In Savings but Is Afraid To Retire

The Ramsey Show Highlights

Ramsey Network

Business, Education, Investing, Self-improvement

4.5 • 839 Ratings

🗓️ 23 December 2025

⏱️ 6 minutes

🔗️ Recording | iTunes | RSS

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Transcript

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0:00.0	Brought to you by the Every Dollar app.
0:04.2	Start budgeting for free today.
0:06.7	I'm 62 years old and I've been trying to think about retirement.
0:13.2	The things that are holding me back are, well, health insurance is one thing and also the fact
0:19.9	that no money will be coming in but all money will be going out
0:24.3	and i'm having a hard time getting comfortable with that and what i really want is somebody to tell me
0:30.3	that i can stop what do you mean no money will be coming in you mean you won't be earning an
0:36.8	income that's right okay and uh so do you mean no money will be coming in? You mean you won't be earning an income?
0:38.3	That's right.
0:39.1	Okay.
0:42.0	And so do you have a pension?
0:44.2	Do you have a 401K nest egg?
0:45.8	Yeah, yeah.
0:49.8	I've got 401Ks and IRAs and all that stuff.
0:50.6	Okay.
0:51.7	No pension.
0:53.2	No pension.
0:54.6	How much is in all those accounts? $3. No pension. No pension. How much is in all those accounts?
0:58.3	3.5 million.
0:59.0	Okay.
1:00.0	All right.
1:04.6	Well, if no money's coming in, it's just because you're not taking any of it as all.
	...

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