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The Ramsey Show Highlights

"He Doesn't Know I'm Hiding Debt"

The Ramsey Show Highlights

Ramsey Network

Business, Investing, Education, Self-improvement

4.5839 Ratings

🗓️ 26 April 2026

⏱️ 10 minutes

🧾️ Download transcript

Summary

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Transcript

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0:00.0

Brought to you by CHO, a budget-friendly faith-based alternative to health insurance.

0:07.6

CH Ministries.org slash budget.

0:10.5

I have some credit card that, long story short, I basically ignored for the last several months.

0:19.3

A couple of them have gone into collection.

0:22.3

And I'm just hoping you can help me figure out how to speak with these collectors

0:28.3

so that I can pay what I'm able to pay and get out of this hole.

0:34.3

I put myself in to.

0:36.9

How much credit card debt, huh?

0:40.8

About $18,000.

0:43.2

Okay. What do you make of year?

0:48.7

It varies, but roughly $55.

0:52.7

And why have you been ignoring them?

0:56.8

I was actually paying them off, and then last summer I had some big loss of income

1:03.8

compared to the previous summer, and I had some medical bills, and I paid off the medical

1:09.7

bills and neglected the credit card

1:13.0

ones and kind of just snowballed from there.

1:16.1

Okay.

1:18.2

And are you single?

1:21.4

No, I'm married.

1:22.5

My husband does not know I have been.

1:24.7

Oh, he doesn't know this debt's here.

1:28.0

Why? It-mm.

...

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