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Carmela Harris plans new initiatives aimed at first-time homebuyers.

Plus, as students prepare to return to campus, colleges work to head off another round of protests.

And a booming financial hub down south looks to rival New York.

Texas is seen as a low tax, low regulation state.

Businesses like to be there for that reason.

Employees can own a house much cheaper there than in New York or many other coastal cities.

It's Friday, August 16th. I'm Kate Bullevent for the Wall Street Journal filling in for Luke Vargas and here is the AM edition of

What's News? The top headlines and business stories moving your world today. Vice President Carmelah Harris is set to call for 3 million new housing units to be built

in her first four years in office. That's according to campaign officials who say

Harris will also introduce a new tax incentive for companies that build homes for

first-time buyers when she outlines her economic plan in a speech later today.

With voters citing rental costs and high mortgage rates as an increasing concern, housing

is one of the thorniest economic issues for the Democratic nominee.

With tight inventory pushing home prices to record highs, Harris's plan aims to provide incentives to expand supply, especially for first-time buyers.

Her proposals build on previous plans by President Biden, who was previously called for the construction of 2 million new homes.

The Vice President's speech is also expected to focus on alleged corporate price gouging

and lowering costs for families.

And in the latest sign that low housing stock is keeping prices elevated,

...