reality radio for a really great future we're talking real money well it's saturday

that must mean it's time to talk about real money here on the program called talking real

money that is both a radio show and then magically later,

a podcast.

Thank you all for being a part of what we do.

I'm Don McDonald, along with Tom Cock over there, and we are here to try to enlighten

you about investing and saving and spending and living off of your money in retirement

and all of those things you do with money in your life. 855-935 Talk is our telephone number.

You know, it's an anachronism. It still calls. You just do it on different devices. 855-935 talk.

We love hearing from you.

We'd love hearing your voice more than listening to ours that we're tired of.

And one of the things that we sometimes grew tired of giving you the same advice all the time.

But we're reminded now and again how important that repetition is because most people still aren't getting it.

There are some basics that you need to apply to your investment portfolio all the time.

And we need to think about it too, Tom and me.

And that is one of the things we just hammer on and probably need to do even more is this concept of diversification.

We think you should have a diversified portfolio,

but we realize it can be hard to do. Yeah, diversification, by the way, this year is back in

fashion, and you know how important it is the two of us to be in fashion. Oh, yeah, I'm always such a

fashion. You look at that shirt. I think I remember it from

1995. No, no, it's a new version of the same shirt. Yeah, I bought a new one. Yeah, I'm lined up.

Yeah, I just line them up. Yeah, because this year, if you're an investor, you know, we've had

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