These animal spirits talk your book is brought to you by Titan.

Go to your app store on your phone. Search for Titan. Download their app where they have a ton of

research you can sign up. It's a really great app. We're going to get into more of it today

with the founder, but check out Titan on your app store.

Welcome to Animal Spirits, a show about markets, life, and investing. Join Michael Batnik and

Ben Carlson as they talk about what they're reading, writing, and watching.

Michael Batnik and Ben Carlson work for RIT Holt's Wealth Management. All opinions expressed

by Michael and Ben or any podcast guests are solely their own opinions and do not reflect the

opinion of RIT Holt's Wealth Management. This podcast is for informational purposes only and

should not be relied upon for investment decisions. Clients of RIT Holt's Wealth Management

may maintain positions in the securities discussed in this podcast.

I just want to say one thing before we get started. We're going to get this into short because we

spoke for a while with Clay. I am very surprised that more companies have it done what they're doing.

There's a ton of how much money is in betterment and well-front and personal capital,

but I know it's many, many, many billions. I would guess between three of them,

almost positive it's in hundreds of billions. Titan, as far as I know, is the only I'm using

like air quotes automated because it's not automated, but app for young people that's active

management. It's not just index funds. Well, the other thing I think that they provide that a lot

of the other places don't provide is education. We've talked a lot about how we want that education

piece to be there. Maybe some people are never going to use it, but I think there's a lot of people

who can help in the fact that they're making an effort to do way more on the research and education

side. I think I would love to see more of that places. Yeah. Now, here is our interview with

...