Hi all how we doing afternoon afternoon let's get this meeting meeting

meeting started when everyone's home when everyone's home ee work mode

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with faster speeds in more places than anyone else. So...

Yeah, yeah, yeah, I've got you loud and clear, clear is about.

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dot credit e. claims. It's time for Grant.

Grant.

And today's rant is brought to you by Roy's Umbrella.

After talking to Roy recently, he was actually considering retirement until he started noticing too many warning signals that reminded

him of the terrible foreclosure crisis of 2000.

And why this is certainly not a time to wait on refinancing to drop the rate and take cash out.

Now here's why.

Once the Fed stopped buying these low-rate mortgage bonds, the rate will go up and

this forces property values downward.

And leadership is huge.

Staying up to speed with the Fed's guidance on rates

is huge.

And that certainly affects how people decide to buy

or sell real estate.

Now if taxes are going to increase some folks will sell or

...